Experian Credit Reporting Review

#2 in Credit Reporting

CreditReport.com is just one of the credit report services owned by Experian, one of the major credit bureaus. Joining the program entitles you to a seven day trial period. Benefits include credit reports from the three major credit bureaus and your FICO score. The standard program gives you access to your Experian credit report daily and monthly credit reports.

Credit Reporting Features

CreditReport.com gives you access to credit scores from the three major credit bureaus. It also includes credit monitoring for helping you keep track of any significant changes in your credit profile. It monitors any loans or new accounts under your name. Alerts are then sent through your email for any of this changes. CreditReport.com performs daily monitoring and creates monthly reports.

Credit reporting frequency

Monthly

Credit monitoring

Monitors credit reports for unusual activities

Credit reports

Gives access to your credit reports

Credit scores

Gives access to your credit scores

Warning reports

Timely alerts to notify you of any unusual activities

Credit Bureaus

CreditReport.com gives you credit reports from the three major credit bureaus. However, Experian calculates credit scores based on its own scoring module. CreditReport.com gives you access to your Experian report while reports for Transunion and Equifax are sent monthly.

Experian

Yes

Equifax

Yes

Transunion

Yes

Pricing

CreditReport.com offers a quick and easy way for getting your 3 major credit bureau reports and FICO score. All of this for just $1 which is part of its trial services. However, failure to cancel automatically enrolls you their $24.95 program.  

Experian Identity Theft Protection

$15.95

3 Credit bureau monitoring

Yes

Credit report updates

Yes

Credit scores

Yes

Credit score updates

Yes

  • Experian Credit Tracker ($1/7 days)
  • 3 Bureau Credit Report and FICO score ($39.95 monthly)
  • Experian Credit Report and FICO score ($19.95)

Identity Theft Protection

ID Theft Insurance

$50,000

Fraud assistance

Yes

Lost wallet assistance

Yes

Alerts

Any major changes to your credit information is limited to email alerts unlike other services who also send alerts through text or over the phone.

Email

Yes

Text

Yes

Phone

No

Mobile

No

 Support Services

Telephone

Yes

Email

Yes

Knowledgebase

Yes

Credit Reporting at CreditReport.com

CreditReport.com offers excellent credit monitoring services and even comes with identity theft protection. It provides monthly credit reports from all three major credit bureaus which makes it easier for you to keep track of your credit profile. At $24.95, CreditReport.com is at par with those of its competitors. 

Start your review for Experian Credit Reporting