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CreditID123 Credit Reporting Review


ConsumersAdvocate.org Rating: 4.2 / 5 (Excellent)
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CreditID123 is a credit repair company based in Valencia, California. Also known as TPOLTTECH, Inc., the company provides real-time monitoring of credit reports, flags suspicious activities, and, if a customer's identity is stolen, handles the process of restoring the identity.
 
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How is CreditID123 rated?

Breakdown

4.3/5
Plans and Pricing
4.0/5
Report Details and Frequency
4.0/5
Credit Bureau & Credit Scores
4.3/5
Monitoring and Extra Features

Overall Rating: 4.2 / 5 (Excellent)

CreditID123 advertises monthly access to consumers' credit report, real-time monitoring to detect any fraud involving the user's social security number, and to handle all the paperwork and phone calls related to identity theft, if it should occur. As a relatively new organization, CreditID123 is not rated in the Better Business Bureau and does not appear on TrustPilot. Additionally, the company is a subsidiary of Identity & Credit Services, Inc., a provider that offers a "Create Your Own ID Protection Service" platform for affiliates and resellers.

Credit Score & Reports

Report Details and Frequency - 4 / 5

CreditID123 does not provide much information about which credit bureaus are covered or what kind of score - whether it's FICO or Beacon Facts - it reports. Its plans promise monthly access to user's credit report.
Credit Report Frequency
Monthly
Access to Credit Scores
Yes
Access to Credit Reports
Yes

Monitoring & Tools

Credit Bureau & Credit Scores - 4 / 5

CreditID123 offers tools and calculator, but it's unclear as to what type of information those provide. It also offers a $1,000,000 insurance to cover lost wages, legal costs, and other expenses involved in restoring your identity.
Security & Protection
Identity Theft Monitoring
Identity Theft Insurance
Identity Restoration Support
Identity Theft Insurance Limit
$1,000,000

CreditID123 Plans & Pricing

Plans and Pricing - 4.3 / 5

CreditID123 has five monthly plans and a 1-time credit score lookup option. The monthly plans range from $9.99 to $39.99 per month. Please note that these plans are auto-renewable.
30-day Trial Available?
No
Free Report Offered?
No
Monthly Price
Starting at $9.99

CreditID123 Reputation & Support

Monitoring and Extra Features - 4.3 / 5

CreditID123 has not been accredited by the Better Business Bureau and does not appear listed in TrustPilot or any of the major consumer review websites. Therefore, it's difficult to assess its reputation. The company offers phone support only on weekdays, from 7 AM through 7 PM Pacific Standard Time.
Mobile App
No
Alert Methods
Text
Email

Customer Feedback

BBB Rating
NR
Date Collected
2018-09-04

Contact & Additional Company Information

Year Founded
2011
Homepage URL
https://j1.creditid123.com/
Company Phone
(805) 285-7088
Headquarters Address
25855 McBean Pkwy, Unit 61, Valencia, CA, 91355

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Top Rated
Our Partner
  • 3 Credit reports & $1M Identity Theft insurance**
  • Helped protect more than 47 million identities
  • Monthly Credit Score* updates
  • A+ BBB rating
  • What matters most is how a company helps you when your identity is stolen
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