Credit Reporting Review

Rating: 7.9 / 10 (Very good)
Disclosure: We receive advertising revenue from some partners. 
Learn more. is a web-based service that allows customers to immediately obtain their current Experian credit score, an analysis of the factors that affect that score, an estimate of what score may be achievable in six months, and a list of recommendations for how to achieve that goal. The service is owned by Progrexion Holdings, LLC, a private company which owns several other credit services brands.

How is rated?


Credit Score & Reports
Monitoring & Tools
Plans and Pricing
Reputation & Support

Overall Rating: 7.9 / 10 (Very good) is very good at what it does, which is limited. It gives consumers a free, immediate look at their credit score, analyzes it, and provides goals and suggestions for consumers to follow to improve it. It's not an ongoing, paid credit reporting service, though it does provide links to those services, some of which are owned by the same parent company. It's unfortunate that does not publish its corporate owner's name, since many consumers may be uneasy about providing their identifying information to an anonymous website.

Credit Score & Reports

Credit Score & Reports - 9 / 10 has an easy-to-use interface that immediately provides customers with a free Experian credit score, a list of the factors that determined that score, and information on how that score might be improved. The information is presented online in an easy-to-read format. The site then provides links for consumers can sign up with various credit reporting and credit repair services., some of which are owned by's parent company. itself, however, does not provide those services or reports.

Credit Bureaus Covered

Access to Credit Scores
Access to Credit Reports

Monitoring & Tools

Monitoring & Tools - 7 / 10 itself does not offer credit monitoring, but it does direct people to companies that do. Specific tools and monitoring services will therefore depend on those individual companies. Plans & Pricing

Plans and Pricing - 8 / 10 itself is free and is not a continuing service, but a one-time credit score checking site. The site does, however, contain links to various paid credit reporting and repair services. Reputation & Support

Reputation & Support - 8 / 10's website does not list the name, address, or phone number of the company that owns it, which is Progrexion Holdings, Inc. Neither Progrexion nor are listed with TrustPilot. is accredited by the BBB and has an A+ rating. The company appears to have been diligent about resolving the few complaints that appear on the BBB site.

Customer Feedback

BBB Rating
Number of BBB Positive Reviews
Number of BBB Neutral Reviews
Number of BBB Negative Reviews
Date Collected

Contact & Additional Company Information

Year Founded
Homepage URL
Company Phone
(801) 384-4100
Headquarters Address
257 East 200 South, Salt Lake City, UT, 84111
Mailing Address
257 East 200 South, Salt Lake City, UT, 84111

Leave a comment for Credit Reporting
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

Top Rated
Our Partner
9.2 / 10
  • Our #1 Rated Pick, A+ rating by BBB
  • Experian credit report is completely FREE
  • TRULY: No credit card required
  • Checking your own report doesn’t hurt your credit
  • Report refreshed every 30 days on sign up