Rating: 10 / 10 (Excellent)
7 Customer Reviews - see all comments
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Progressive is one of the largest corporations of its kind in the United States. Founded in 1937 and headquartered in Ohio, Progressive offers insurance for private and commercial vehicles and vessels including cars, motorcycles, RVs, and boats. The company is accredited by a number of third-party institutions, several of which have granted them A ratings.

How is Progressive rated?


Coverage & Benefits
Pricing and Discounts
Financial Strength
Customer Experience

Overall Rating: 10 / 10 (Excellent)

As an innovator in the car insurance industry and one of the largest insurers in the country, Progressive remains the go-to option for drivers across the nation. With a host of comprehensive coverages and prices for every budget, the company goes above and beyond to ensure the safety and satisfaction of their clients. Although not without their share of mixed reviews, Progressive's technological integrations and usage-based insurance plans keep them one step ahead of the competition. Anyone looking to secure lower rates, better discounts, and coverages tailored to their needs will find Progressive to be one of the best options in the market today.

Progressive Coverage

Basic Coverage

  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist

Additional Coverage

  • Rental Reimbursement
  • Towing & Labor Cost
  • Sound System
  • Vet Bills

Coverage & Benefits - 10 / 10

As a leader in the auto insurance industry, Progressive offers some of the most comprehensive coverages in the market, including basic and additional plans, as well as loan payoff option or gap insurance for drivers whose cars have been declared a total loss. The company was also the first auto insurer to introduce pet injury coverage for cats and dogs.

Customer Experience

National Association of Insurance Commissioners

NAIC Complaint Ratio 2016
NAIC Total Complaints 2016
*The NAIC Car Insurance complaint ratio (in this case 1.11) is a ratio of the number of complaints a company received to the its total premiums written in a calendar year. The median complaint ratio across all Car Insurance companies is 1. A score below 1 means the company received fewer than average complaints. A score above 1 means the company received a higher number of complaints than average.

Customer Ratings

Trust Pilot Rating
4.7 out of 10
BBB Rating
Number of BBB Positive Reviews
Number of BBB Neutral Reviews
Number of BBB Negative Reviews
Date Collected

Customer Experience - 10 / 10

Although Progressive has yet to be accredited by the Better Business Bureau, they hold an A+ rating with the agency and a composite score of 3.73 out of 5 stars, based on 162 customer reviews. According to the NAIC, Progressive has a casualty insurance complaint ratio of 1.11, only slightly higher than the median score for private passenger insurance in 2016. Despite minor negative feedback, Progressive Corporation remains among the most solid alternatives in the insurance market today.

Financial Strength

Key Details

Progressive Group
Premiums Written 2016
Marketshare 2016
AM Best Financial Rating
Moody's Financial Rating
Standard & Poor's Financial Rating

Financial Strength - 10 / 10

Progressive maintains high ratings with credit rating agencies such as Moody's, Standard & Poors, and A.M. Best, evidencing the company's long-term issuer credit stability and ability to repay its debts. As one of the largest auto insurance providers in the nation, Progressive Corporation covers over 13 million policyholders across three insurance segments and ranks fourth by market share in private passenger auto insurance, according to the National Association of Insurance Commissioners.
*The above information reflects the financial strength of the underwriter of the Progressive car insurance policies: Progressive Group.

Pricing & Discounts

Per Mile Pricing Available?


  • Multiple Vehicle
  • Safe Driver
  • Homeowner
  • Student
  • Bundled Policy

Additional Discounts

  • Full/Automatic Payment

Pricing and Discounts - 10 / 10

Progressive extends a comprehensive array of discounts for safe drivers, homeowners, and students. They also offer reduced prices for those who pay in full, sign up for automatic payments, bundle their policies or purchase insurance for drivers under 18. As a technologically-forward company, Progressive markets some unique discounts for individuals who request quotes and sign their documents online or sign up for their Snapshot program, which bases insurance rates on actual driving via a mobile app or plug-in device. As of 2009, the company has been offering a "Name Your Price" option, which helps customers choose a car insurance option based on their needs and budgets.

Contact & Additional Information

Homepage URL
Company Phone
(800) 776-4737
Headquarters Address
The Progressive Corporation 6300 Wilson Mills Rd., Mayfield Village, OH, 44143
Year Founded

Top Rated
10 / 10
  • Progressive Insurance - #1 Rated Website
  • Trusted by Over 18,000,000 drivers
  • Competitive rates, tons of discounts (safe driver, pay-in-full, multi-car, multi-policy, quoting online & more)
  • Name your price Tool®
  • Bundle auto & property to save 5%
  • Snapshot® is a program that personalizes your rate based on how YOU drive.
  • Loan/lease payoff coverage, roadside assistance & strong financial ratings

Latest Progressive Reviews

Angel B
Yazoo City, Mississippi

This company does not take care if they client. After filing a claim, it took almost a month for them to make a decision as to whether i would be covered or not. They never answered the phone, assigned me a claim rep who wouldn't and couldn't answer questions I had so they simply dodged the phone calls. They canceled my policy without telling me and notified me days later while I'm out of town thinking I was covered. They went ahead and looked at my vehicle, after telling me they had to investigate and were not going to pay the wrecker service for picking up the vehicle only I guess to find out that it cost more than they were willing to pay so they then tell me they suspect fraud... Read More

Johnette S
Champaign, Illinois

We love Progressive! They have always given us prompt, courteous service. They return calls when they say they will. Our auto body shop said they really like working with Progressive. They arranged our rental car very efficiently as well as working with the auto body shop. They are also great about checking on us after the repairs. We will keep our car, truck, and motorhome with Progressive.

Terri I
Bellbrook, Ohio

I have to agree with the last comment. I heard that Progressive was listed for a best rate, and I completely disagree and felt that I needed to speak up. Please think twice before changing, because it turned out to be a huge inconvenience for me. I purchased from this company last year, added Roadside Assistance (I paid extra for this service), used this two times, once for myself when my control arm snapped and another for my daughter’s battery, which was dead (it was winter), so she called for help. I have a credit score over 800 and no accidents for 30 years and they cancelled me. The reason: I used my roadside assistance too many times and neiter was an emergency. I only had... Read More

Antwaine P
Stone Mountain, Georgia

This has to be the biggest joke ever written. There is no way Progressive Insurance has anything positive written by anyone who has had them. The ONLY strong customer service point is that they will insure you when others will not.

Gypsum, Colorado

Its suck ! we have been with them for years , every 3 month have to call them to get my insurance card number !

Minneapolis, Minnesota

YOu have got to be kidding me. Progressive is the worst insurance company that I've even been a customer of. The try to cheat you in everyway they can. Increase premium for no reasons, deny claims for any reasons and worst customer service in the insurance market.

Tim D
Monument, Colorado

The biggest Improvement you can make would be allowing your customers to talk to the same customer service agent each time they call.