All auto insurers will offer basic coverage, like bodily injury and property damage liability as well as collision and comprehensive coverage and uninsured or underinsured motorist coverage as these are often required by states or banks if you have a loan on your vehicle. Insurance companies vary in the types of optional coverage they offer. Since Direct Auto Insurance is a marketplace, it should be easy to find a carrier that offers the type of coverage you're interested in.

Direct Auto Insurance doesn't have many customer reviews, which isn't surprising since most people would be more inclined to write a review about the underwriter than about the marketplace they bought the insurance through. Before you purchase a policy through Direct Auto Insurance or any other company, it's smart to investigate customer reviews about your underwriter so you can see if there are any common issues customers encounter.

Direct Auto Insurance is a marketplace that partners with leading lenders in the industry. It's not rated by financial ratings agencies like AM Best or Moody's because it's not actually the company underwriting your policy. Direct Auto Insurance helps you find the policy that's best for you, but if you actually need to file a claim, you'll work with the underwriter, so it's the underwriter's financial strength that really matters. All companies that Direct Auto Insurance works with are pretty strong, but it doesn't hurt to do your own research on an underwriter before you purchase a policy from them.

Auto insurance pricing varies depending on several factors, including which company you work with, where you live, what vehicle you drive and what your driving record is like. Some insurers offer discounts to help you save on your auto insurance, but available discounts vary by customer and more discounts doesn't always translate into a lower rate. If you want to find the best value on auto insurance, your best bet is to compare several choices side by side through an auto insurance marketplace like Direct Auto Insurance.