Dairyland Car Insurance Review

Dairyland offers the usual suite of basic auto insurance coverages, but also offers lien holder policies that some lenders required on financed and leased vehicles. It also offers SR22 coverage for people who have had legal trouble or have been declined by other insurers.

Information on Dairyland's customer experience is equivocal. Neither Sentry nor Dairyland are rated by the top third party insurance surveys. Sentry has an A+ rating by the BBB but a very small number of reviews. It has a strong rating by Trust Pilot, but a significantly worse than average complaint ratio with NAIC. The small sample size means that a few happy or unhappy consumers can skew satisfaction metrics, so consumers are well advised to speak with other Dairyland policyholders in their area and to review published complaints with a critical eye.

Dairyland is owned by Sentry Insurance, which is one of the country's largest mutual insurance companies and appears to be on a sound financial footing. Sentry has been in business since 1904, which suggests sound financial management through good times and bad.

Anecdotal evidence suggests that Dairyland's policies may be somewhat more expensive than average, but this is not surprising given that one of the company's specialties is insuring high-risk drivers. The company does offer some of the standard discounts, which in some cases may lower premiums, as well as a discount to homeowners, regardless of who insures the property. People who have completed a defensive driving course may also see a premium reduction.