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Pet Assure Pet Insurance Review

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Pet Assure is a company that offers veterinary discount plans for all kinds of pets without restrictions. The company also recently launched its own pet wellness plans. Founded in 1995 and based in New Jersey, Pet Assure provides access to affordable, high quality veterinary care to all of its customers.

How is Pet Assure rated?

Breakdown

Overall Rating: 0 / 5 (N/A)

Pet Assure aims to offer affordable, quality veterinary care for pets who would be denied insurance otherwise. The company's discount plan has no restrictions or exclusions, so pet owners can be sure their veterinary bill will be reduced once their pet is treated. Also, their recently-launched Mint Wellness plan reimburses costs related to wellness treatments.

Pet Assure is highly reputable, being BBB accredited and having an A+ score on their website. Pet Assure also excels in their customer care, proven by their excellent customer reviews and a 4/5 score on Trustpilot.

Pet Assure Coverage

Coverage - 0 / 5

Veterinary Discount Plan: Pet Assure's discount plan is not insurance, which makes it very flexible when covering veterinary bills. The plan's 25% discount applies to all in-office medical care, including wellness visits, cancer care, dental cleaning, emergency care, and x-rays. The plan has no exclusions based on breed, age, or type of pet, and there are no veterinarian restrictions or state restrictions. This means that as long as the veterinary office participates in the program, your pet's medical bill is reduced. However, the plan does not apply to non-medical services, such as grooming, or to outsourced services like blood-work. Also, the plan does not apply to items you purchase at the veterinary office, such as medications, food, or ointments.

Mint Wellness Plan: Mint Wellness by Pet Assure is a wellness plan for pets that is designed to reimburse pet owners for some of the costs related to routine veterinary care. This includes the cost of annual exams, vaccinations, and other preventive care services. There are three Mint Wellness plan options to choose from: The plans vary in price and coverage, so you can choose the one that best fits your pet's needs and your budget. As in the company's Vet Discount Plan, there are no age or breed restrictions: any pet can enroll in Mint Wellness, regardless of their age or breed.
Pets Covered
Dogs
Cats
Birds
Exotic Animals
Coverage Types
Medical
Wellness
Vet Selection
Unrestricted
Out-of-State Coverage
Yes
Commercial Pets Covered

Medical Conditions Covered

  • Accidental
  • Illness
  • Hereditary
  • Congenital
  • Cancer

Medical Treatments Covered

  • Diagnostic Testing
  • Surgery
  • Hospitalization
  • Emergency Care
  • Laboratory tests

Benefit Limits

Benefit Limits - 0 / 5

Because Pet Assure is a discount plan and not insurance, there are no benefit limits or fine print. The plan only offers discount benefits to customers, which apply every time the pet receives medical care in a veterinary office. The discount has unlimited use, so as long as the plan is not canceled, the user can use its 25% discount.

Reimbursement & Deductibles

Reimbursement - 0 / 5

Vet Discount Plan: Pet Assure's discount plan does not follow reimbursement procedures since it is not insurance. However, Pet Assure provides a risk-free 45-day satisfaction guarantee, where if customers are not satisfied with the service, a full refund is issued with no questions asked.

Mint Wellness Plan: The Basic plan reimburses up to $350; the Essential plan reimburses up to $650; and the Premium plan reimburses up to $1,100.

Deductibles - 0 / 5

Unlike pet insurance companies, Pet Assure does not have deductibles, and the plan's discount activates the moment you sign up. Customers are mailed a printable card when they activate their plan, and if the customer provides a mailing address during registration, a real plan card is mailed within 1-10 business days.

Pricing: How much does Pet Assure cost?

Cost - 0 / 5

Vet Discount Plan: Pet Assure has four plans available with annual or monthly payment options. The first two plans offer coverage for a single pet, while the family and unlimited plans focus on providing coverage to two or more pets in your household. Customers who opt for the annual option pay less overall, but customers interested in coverage for specific periods of time have the option to do so. No matter the plan that customers choose, prices will not rise above $300 annually.

Mint Wellness Plan: Basic: $18 per month / Essential: $34 per month / Premium: $57 per month

Starting Monthly Premiums

Dog: Sample Monthly Premium, 1 year old male Golden Retriever in zip code 92683
$0.00
Cat: Sample Monthly Premium, 1 year old male American Shorthair in zip code 92683
$0.00
Rate Details:
Available Discounts: 15% discount on medications and supplies bought from PetCareRX.

Enrollment & Waiting Periods

Enrollment - 0 / 5

There are no restrictions when enrolling in Pet Assure's discount plan. Pets of all ages, breeds and types qualify for the program, and there are no waiting periods to go through before accessing the plan's benefits.

Claims & Service

Extras - 0 / 5

With Pet Assure, there are no claims to fill and there is no waiting period for reimbursement. The plan's discount applies whenever customers show their plan card at a participating veterinary office.

Contact & Additional Information

Homepage URL
Headquarters Address
415 Cedarbridge Ave, Lakewood, NJ, 08701
Year Founded
1995

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  • No enrollment or administrative fees
  • Accidents, illnesses & emergency care
  • Most claims are processed within 2 days
  • Flexible premium & deductible options