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Kanguro Seguro Pet Insurance Review

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Founded in 2021, Kanguro Seguro provides pet insurance in about a dozen US states. The company offers a combination accident-and-illness plan, as well as the option to add wellness coverage for routine veterinary expenses. Plans are highly customizable and competitively priced. Kanguro Seguro is headquartered in Miami, Florida.

How is Kanguro Seguro rated?

Breakdown

Overall Rating: 0 / 5 (N/A)

Kanguro Seguro is a new pet insurance company that promises to "modernize" the pet insurance industry. That may be an overpromise, since the pet insurance industry is fairly modern to begin with, with most policies being available for purchase online and supported by mobile apps. But the company does offer comprehensive coverage for dogs and cats, including three combination accident-and-illness plans and a wellness plan that covers routine and preventive care like vaccinations, heartworm testing and medication, dental cleanings, and more.

In addition, the company offers claims processing in Spanish, through its mobile app.

Kanguro Seguro gets kudos for its charitable and environmental orientation. The company donates part of its profits to animal shelters and global warming organizations. So many people want the opportunity to align the purchases they make with their own values that this feature stands out to us as an additional reason to consider Kanguro Seguro pet insurance.

For the time being, Kanguro Seguro pet insurance is only available for pets in 24 states. However, the company does plan on extending its reach in the near future.

Kanguro Seguro Coverage

Coverage - 0 / 5

Kanguro Seguro offers pet owners the opportunity to customize coverage. All plans cover illnesses and accidents. Pet owners can select their policy limits at five levels between $5,000 and $30,000. They can also choose their deductible, from $200 to $1,000, and either a 70%, 80%, or 90% reimbursement level.

Pet owners can also purchase wellness coverage for an additional fee. Kanguro Seguro's wellness plan covers a wide range of preventive care, including vaccinations, heartworm testing and prevention, fecal and parasite testing, flea and tick prevention medication, and routine dental cleaning and scaling. Wellness coverage isn't subject to a deductible and payments kick in immediately: no waiting period applies.
Pets Covered
Dogs
Cats
Coverage Types
Medical
Wellness
Vet Selection
Unrestricted

Medical Conditions Covered

  • Accidental
  • Illness
  • Hereditary
  • Congenital
  • Cancer
  • Chronic
  • Accidental Dental
  • Dental Illness
  • Behavioral
  • Oral Disease and Injuries

Medical Treatments Covered

  • Diagnostic Testing
  • Surgery
  • Hospitalization
  • Prescription Medications
  • Emergency Care
  • Specialty Care
  • Behavioral Therapy
  • Prosthetics & Mobility Aids
  • X-Rays
  • Ultrasounds
  • CT scans
  • Laboratory tests

Benefit Limits

Benefit Limits - 0 / 5

Kanguro Seguro offers a choice of five different benefit limits, ranging from $5,000 to $30,000. The higher the limits of the plan you choose, the more it will cost. Choosing a low coverage limit is one way people on a tight budget can afford to pay for pet insurance.
Benefit Limit Types
Annual
Annual Benefit Maximum
$30

Reimbursement & Deductibles

Reimbursement - 0 / 5

Kanguro Seguro allows you to choose your own reimbursement level. You get three choices: 70%, 80%, and 90%. The lower a percentage you choose, the lower your monthly premiums will be.
Reimbursement Model
Actual Cost
Minimum Percent Reimbursement
70%
Maximum Percent Reimbursement
90%

Deductibles - 0 / 5

Kanguro Seguro offers pet owners the opportunity to customize their deductibles. You can choose from $200, $500, $700, and $1,000 deductibles.
Deductible Type
Annual
Minimum Deductible Offered
$200
Maximum Deductible Offered
$1,000

Pricing: How much does Kanguro Seguro cost?

Cost - 0 / 5

Pet insurance costs vary according to a wide range of factors, including your pet's age, breed, and location. The choices that you make surrounding coverage limits, deductibles, and co-pays also affect cost.

We requested a quote for a one-year-old, neutered male golden retriever living in Florida. We selected the lowest available coverage limits ($5,000 per year), the highest deductible, and the lowest reimbursement percentage. Kanguro Seguro's quote was a shockingly low $18 per month. So if you're looking for inexpensive pet insurance, the company should be on your shortlist of insurers to investigate.

Currently, customers must pay their veterinary bills upfront, then file a claim to receive reimbursement. However, Kungaro Seguro reports that it will be launching a direct-to-vet payment feature in the near future.
Rate Details:
Available Discounts: Kanguro Seguro offers a multi-pet discount of 10%. If you're insuring two or more pets living in the same household with the company, you'll receive 10% off the price of each policy you purchase. In addition, you can save another 10% if you pay a year's worth of premiums all at once. That's a feature most pet insurance companies do not offer.

Enrollment & Waiting Periods

Enrollment - 0 / 5

Kanguro Seguro doesn't discuss how young or how old pets can be at the time of enrollment on its website. We tried to request this information via live chat several times, but each time we were unable to connect with a chat bot or human.
Accident Waiting Period
14 days
Illnesses Waiting Period
14 days

Claims & Service

Extras - 0 / 5

Claim Form
Online Portal
Mobile App

Contact & Additional Information

Homepage URL
Headquarters Address
7301 Carmel Executive Park Dr #102,, Miami, FL
Year Founded
2021

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Our Partner
  • Best for Spanish Speakers - Claims processing available in Spanish
  • Accident and illness coverage in one comprehensive plan
  • Optional wellness plan for routine and preventive care
  • Choose your reimbursement level from 70% to 90%