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Lifeinsurance.net Life Insurance Review


ConsumersAdvocate.org Rating: 4 / 5 (Very good)
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Backed by Assurance I.Q., Lifeinsurance.net is an online marketplace offering consumers a variety of insurance products such as health, life, home, and auto insurance.

Assurance IQ, Inc. holds a Better Business Bureau rating of A+.

How is Lifeinsurance.net rated?

Breakdown

4.0/5
Company Stability
4.0/5
Reputation
4.0/5
Policies & Coverage

Overall Rating: 4 / 5 (Very good)

Lifeinsurance.net is an online marketplace helping customers connect with industry leading carriers such as AIG Direct, Mutual of Omaha, and Nationwide.

Their site, although simple, allows consumers the flexibility of being able to browse and compare quotes for term life insurance policies in minutes.

Financial Strength

Key Details

Standard & Poor's Financial Rating
A+
Moody's Financial Rating
A1
AM Best Financial Rating
A+

Company Stability - 4 / 5

Lifeinsurance.net is an online insurance marketplace offering life insurance products from top carriers such as AAA Life, American National, New York Life, Globe Life, AIG Direct, Liberty Mutual, Mutual of Omaha, and Nationwide, among other life insurance companies with excellent financial strength ratings.

Reputation & Customer Experience

Customer Ratings

BBB Rating
A+
Number of BBB Negative Reviews
1

Reputation - 4 / 5

Lifeinsurance.net is a subsidiary of Assurance IQ, Inc., a BBB accredited business with an A+ rating and a Trustpilot score of 7.7 (Great).

The company and its employees are licensed to sell insurance in all 50 states.

Lifeinsurance.net Policies

Lifeinsurance.net offers customers the following life insurance policies: Term, Whole Life, Universal Life, Guaranteed Acceptance/ Final Expense.

Term Life Insurance

Maximum Age
85
Minimum Death Benefit
$50,000
Maximum Death Benefit
$1,000,000
Available Terms
10 year
15 year
20 year
30 year

Key Term Policy Features

  • Term-Permanent Conversions
  • Guaranteed Level Premiums
  • Guaranteed Renewability
  • Waiver of Premium
  • Accelerated Death Benefit
  • Return of Premium

Policies & Coverage - 4 / 5

Lifeinsurance.net offers a broad range of term, whole, universal, and final expense life insurance options from leading life insurance companies.

One of their most popular product, the Term Life & Final Expense policy, is underwritten by Lumico Life Insurance Company, which has an A.M. Best rating of A (Excellent).

Maximum term coverages through Lifeinsurance.net can range from $50,000 to 10 million, with guaranteed approval up to the age of 85.

Flexibility and Available Riders

Available Term Life Riders

  • Child Protection Rider
  • Accidental Death Benefit Rider
  • Disability Income Rider
  • Guaranteed Insurability Rider
  • Critical Illness Rider
  • Spouse Protection Rider
  • Long-Term Care Rider
  • Family Income Benefit Rider

Available Carriers

AAA Life Insurance Company, American National, New York Life, Globe Life, AIG Direct, Allstate, Esurance, Liberty Mutual, Mutual of Omaha, Nationwide

Flexibility & Available Riders - 0 / 5


Additional Company Information

Homepage URL
Company Phone
(844) 358-4700
Headquarters Address
11400SE 8th ST, Suite 360, Bellevue, WA, 98004
Year Founded
2016

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Customer Comments & Reviews

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frankbodyshop
3/27/2023
calls me 10 times a day even asked them to stop they said no they would call me later now I'm going to sue .



Top Rated
Our Partner
  • The only 100% no medical exam term life insurance
  • Ages 18 to 60 are eligible to apply
  • Term life policies $50,000-$1.5 million in coverage
  • Company offers 10, 15, 20, 25, and 30-year terms
  • Monthly premiums as low as $10
  • Featured in WSJ, CNN, Forbes, TechCrunch & Money.com