Mike Holmes Protection offer a choice of three plans, each of which covers a combination of systems and appliances. The DIY plan covers kitchen and laundry appliances, as well as interior plumbing systems and water heaters. The Premium plan adds coverage for electrical and heating and cooling systems. The Extended plan features limited roof leak protection and a group of benefits called Mike Holmes Rewards. In addition, homeowners can customize their plans with a variety of add-on coverage options for such home features as pools and spas, septic systems, well pumps, sump pumps, and central vacuums. All told, the company offers a dozen optional coverages. Mike Holmes Protection does not offer appliance-only or systems-only plans. That may or may not suit all homeowners' needs. For example, if your home has brand-new appliances, you might want to purchase systems-only coverage. But that's not an option with Mike Holmes Protection. If you're looking for a company that offers the option of separate coverage for systems or appliances, you may have to consider other companies. Unfortunately, Mike Holmes Protection does not publish a sample contract on its website which outlines coverage limits, exclusions and service recall periods. So it's difficult to compare the company's plans to competitive plans.

You can file a claim 24/7 with Mike Holmes Protection. Claims may be filed by phone or online. We should note that service is performed by Mike Holmes-certified technicians only. You cannot choose your own contractor to perform work. That arrangement may guarantee a higher level of service quality, but may not suit some homeowners who have their own networks of trusted contractors.