Lemonade Home Insurance Review
Disclosure: We receive advertising revenue from some partners.
Lemonade is an insurance company that operates as a B (Benefit) Corporation chartered to do business with an eye toward social and ecological betterment. During years where the amount it collects in premiums exceeds what it sets aside for current claims, administrative expenses, and future claims, that excess is donated to causes approved by its shareholders.
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Customer Comments & Reviews
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The app is easy to use and looks good. I didn't have any trouble tailoring my policy to the coverage I wanted, and my premium is still 4x less than I was paying before Lemonade.
They are amazing, it took me a few minutes to sign up last year and when i got my stuff stolen, they handled it so fast and with a smile. I cant believe this is a real insurance company, they are too good
Great costumer experience. Handled my request in few minutes. Very recommended service.
You think you are buying 20,000 in contents coverage. They don't send the policy for review until after it is in effect. In our case 30 days after the purchase. Our theft occurred before we had access to the policy, and instead of seeing how it could handle the claim, it suspected fraud first, accused us of such - even though we had continuous coverage for several years. In the end the chief claims officer offer a nuisance settlement, using a silly equation, paying $500 for a $12,000 claim. There is a reason it is $7 a month -- you get what you pay for. I this case -- nothing worth the $7 a month.