- Unlimited Use
- Pre-Existing Conditions Included in Plan Savings
- Plans Start at $99/Year for Discounted Rates on Dental Procedures
- 100,000+ Dental Access Points Nationwide
- A+ Grade with the BBB
- Voted #1 in Ethics by Dallas Morning News
- Discount Dental Plan (Not Insurance)
FirstQuoteHealth Dental Insurance Review
FirstQuoteHealth - Overview
FirstQuoteHealth connects customers to health insurance plan providers across the United States. Some of the partner companies FirstQuote represents include Cigna, Aetna, and Humana. The online comparison marketplace provides access to all different types of medical insurance including Medicare, supplemental Medicare, behavioral health, mental health, and international health insurance coverage. Additionally, FirstQuoteHealth also specializes in providing dental insurance plans.
QUALIFICATION
All FirstQuoteHealth initially requires is your zip code. After a series of basic questions, the website automatically calculates if there are any subsidies or discounts available to you. FirstQuoteHealth then connects you with expert health insurance agents that work with several different carriers to get you the best deal. To proceed you will need the following information:
- Gender
- Birthday
- Height
- Weight
- Household Size/Income
- Qualifying Life Event
- Medical History
- Contact Info
Once this information has been submitted customers are provided with specific quotes for their area, and also consent to receiving calls and emails from various health and dental plan providers.
PLANS
FirstQuoteHealth searches hundreds of plans from multiple providers nationwide in order to get their customers the best-suited plan at the best price. The following example plan details are from Humana.
HumanaOne Dental Preventive Plus
This Humana plan is a PPO with 100% coverage for many preventive procedures, low deductibles, and no copayments. It also does not require you to select a dentist.
Plan Details
|
Preventative Care |
In Network – 100% Out-of-Network - 70% |
|
Basic Care |
In Network – 50% Out-of-Network - 30% |
|
Deductible (Yearly) |
$50 per person |
|
Annual Maximum |
$1,000 per person |
|
Enrollment Fee |
$35.00 |
|
Monthly Plan Fee |
$21.24 |
|
Administrative Fee |
$1 |
|
Annual Maximum |
$1,000 excluding discount |
|
Discounts |
Through Network Dentists |
COVERAGE
|
PREVENTATIVE CARE |
|
|
Routine Examinations |
✓ |
|
Cleanings |
✓ |
|
X Rays |
✓ |
|
Fluoride |
✓ |
|
Sealants |
✓ |
|
BASIC SERVICES |
|
|
Extractions |
✓ |
|
Fillings |
✓ |
|
Space Maintainers |
✓ |
|
Oral Surgery |
✓ |
|
Prefab Crowns |
✓ |
|
MAJOR SERVICES |
|
|
Periodontics |
✓ |
|
Endodontics |
✓ |
|
Crowns |
✓ |
|
Implants |
✓ |
|
Bridgework |
✓ |
|
Dentures |
✓ |
|
Inlays |
✓ |
FirstQuoteHealth - Summary
FirstQuoteHealth offers users the most flexibility possible for obtaining health and dental insurance. Before generating quotes, the online portal requires a few pieces of key information in order to determine if one is eligible for subsidies and discounts. Then FirstQuoteHealth can connect customers with policies from all the top providers, including Blue Cross, UnitedHealth, Anthem, Aetna, & more.
- Compare Dental Plans from Top Providers
- Policies from Cigna, Aetna, Humana, and more.
- Customized Quotes in Seconds with Minimal Information
- Health Insurance and Medicare Offers Too
- Help from Independent Agents, not Salespeople