- Unlimited Use
- Pre-Existing Conditions Included in Plan Savings
- Plans Start at $99/Year for Discounted Rates on Dental Procedures
- 100,000+ Dental Access Points Nationwide
- A+ Grade with the BBB
- Voted #1 in Ethics by Dallas Morning News
- Discount Dental Plan (Not Insurance)
eHealth Dental Insurance Review
eHealthInsurance is the nation’s first Internet-based seller of health insurance policies. To date, the company has enrolled over 4 million people in health, vision, life, travel, accident, and dental plans. The company's website lets customers compare and buy different provider policies, and gives them access to useful product tools and information. They provide a comparison tool, an online application and plan selection advisor, 24-hour approval, and customer support.
eHealthInsurance features dental insurance for individuals, families and groups and allows the consumer to compare the best plans from the top providers. The policies start as low as $10.29/month.
Services and Features
Applicant: Female
Date of Birth: 02/16/1993
State: Washington, DC
Example: Dominion Dental Services, Inc.
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Plan Details |
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Plan Type |
PPO |
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Application Fee |
None |
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Annual Maximum Benefit |
Adults (19 years old and over): $750/person |
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Deductible |
Adults (19 years old and over): $50 individual /$150 family Children (Below 19 years old): $100 single child / $200 two or more children |
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Coinsurance |
Adults (19 years old and over): 0-50% Children (Below 19 years old): 0-75% |
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Annual Out-of-Pocket Limit |
Adults (19 years old and over): None Children (Below 19 years old): $350 out-of-pocket maximum per child or $700 per family |
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Annual Max Benefit |
$1500/person |
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PPO Elite Plus |
$15.21/month |
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Primary Benefits |
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Teeth Cleaning |
Adults (19 years old and over): No charge after deductible (2 cleanings per calendar year) Children (Below 19 years old): No copay (2 cleanings per calendar year) No waiting period |
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Oral Surgery |
Adults (19 years old and over): N/A Children (Below 19 years old): 75% Coinsurance after deductible No waiting period |
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Extractions |
Adults (19 years old and over): 50% Coinsurance Children (Below 19 years old): 75% Coinsurance after deductible No waiting period |
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X-Rays |
Adults (19 years old and over): No charge after deductible Children (Below 19 years old): No charge No waiting Period |
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Crowns |
Adults (19 years old and over): N/A Children (Below 19 years old): 75% Coinsurance after deductible, No waiting Period |
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Root Canals |
Adults (19 years old and over): N/A Children (Below 19 years old): 75% Coinsurance after deductible, No waiting period |
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Periodontics |
Adults (19 years old and over): N/A Children (Below 19 years old): 75% Coinsurance after deductible, No waiting period |
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Dentures |
Adults (19 years old and over): N/A Children (Below 19 years old): 75% Coinsurance after deductible, No waiting period |
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Topical Fluoride |
Adults (19 years old and over): N/A Children (Below 19 years old): No Charge, No waiting period |
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Sealant |
Adults (19 years old and over): Not covered Children (Below 19 years old): No Charge, No waiting period |
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Bridges |
Adults (19 years old and over): N/A Children (Below 19 years old):75% Coinsurance after deductible, No waiting period |
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Endodontic |
Adults (19 years old and over): N/A Children (Below 19 years old): 75% Coinsurance after deductible, No waiting period |
Example: UnitedHealthOne
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Plan Details |
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Plan Type |
PPO |
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Application Fee |
None |
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Annual Maximum Benefit |
$1000/person |
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Deductible |
$50/person |
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Coinsurance |
30% |
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Annual Out-of-Pocket Limit |
None |
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Annual Max Benefit |
$1000/person |
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Dental Primary |
$19.70/month |
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Primary Benefits |
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Teeth Cleaning |
$25 copay, deductible waived No waiting period |
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Oral Surgery |
Not Covered |
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Restorative Dentistry/Fillings |
30% coinsurance after deductible 6 month waiting period |
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Extractions |
30% coinsurance after deductible 6 month waiting Period |
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X-Rays |
$25 copay (limited to 2 series per calendar year) No waiting period |
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Crowns |
Not Covered |
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Root Canals |
Not Covered |
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Periodontics |
Not Covered |
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Dentures |
Not Covered |
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Topical Fluoride |
$25 copay (limited to covered persons under 16 years old, limited to 2 times per calendar year), Deductible waived No waiting period |
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Sealant |
$25 copay (limited to covered persons under 16 years old and once per first and second permanent molar every 36 months) No waiting period |
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Bridges |
Not Covered |
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Endodontic |
Not Covered |
Example: CareFirst of Maryland Inc.
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Plan Details |
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Plan Type |
PPO |
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Application Fee |
CareFirst BlueCross BlueShield requires a $4.98 Administration Fee |
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Annual Maximum Benefit |
$1000 for members over 19 years old |
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Deductible |
$60 individual / $180 family |
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Coinsurance |
Preventive - $0 deductible waived Basic – 20% coinsurance after deductible Major (Surgical) – 20% coinsurance after deducible Major (Restorative) – 50% coinsurance after deductible |
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Annual Out-of-Pocket Limit |
For members below 19 years old: $350 for 1 member, $700 for 2+ members |
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Annual Max Benefit |
$1000 for members over 19 years old |
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Blue Dental Preferred – High Option |
$34.23/month |
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Primary Benefits |
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Teeth Cleaning |
No Charge No Waiting Period |
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Oral Surgery |
20% Coinsurance after deductible No Waiting Period |
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Restorative Dentistry/Fillings |
20% Coinsurance after deductible No Waiting Period |
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Extractions |
20% Coinsurance after deductible No Waiting Period |
|
X-Rays |
No charge No waiting Period |
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Crowns |
50% Coinsurance after deductible No Waiting Period |
|
Root Canals |
20% Coinsurance after deductible No Waiting Period |
|
Periodontics |
20% Coinsurance after deductible No Waiting Period |
|
Dentures |
50% Coinsurance after deductible No Waiting Period |
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Topical Fluoride |
No Charge No waiting period |
|
Sealant |
No Charge No waiting period |
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Bridges |
50% Coinsurance after deductible No Waiting Period |
|
Endodontic |
20% Coinsurance after deductible No Waiting Period |
Dental Insurance at eHealthInsurance
Overall, eHealthInsurance is a good choice for dental insurance because it gives customers access to a wide array of dental insurance plans from diverse providers. With 24-hour customer service, rapid processing with e-approval, and tools to assist you during the application process, eHealthInsurance not only makes selecting a dental insurance plan easier, but also enables you to make a more informed decision.
- Highly competitive prices from most major providers including Delta Dental
- Dental indemnity plan
- More than 200 licensed agents
- 24/7 Live Chat Support
- Online Account Management