Compare Experian vs. FreeCreditReport.com Credit Reporting

What’s the difference between Experian Credit Reporting and FreeCreditReport.com Credit Reporting? See how our editors compare the two companies below.
Last Updated: April 19, 2018
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Experian Credit Reporting
9.1 / 10 - Excellent
#3 in Credit Reporting
FreeCreditReport.com
9.2 / 10 - Excellent
#1 in Credit Reporting
vs

Key Facts

  • Experian is an official credit bureau
  • Get your FICO® score for $1
  • Credit reports from all 3 credit bureaus
  • Daily monitoring, toll-free support & 4.5 stars in Google Play
  • Identity Theft protection available
  • Our #1 Rated Pick, A+ rating by BBB
  • Experian credit report is completely FREE
  • TRULY: No credit card required
  • Checking your own report doesn’t hurt your credit
  • Report refreshed every 30 days on sign up

OVERALL RATINGS

 ExperianFreeCreditReport.com
Credit Score & Reports10/108/10
Monitoring & Tools10/109/10
Plans and Pricing8/1010/10
Reputation & Support9/109/10

How do their reports differ?

Credit Bureaus Covered

 ExperianFreeCreditReport.com
Equifax
Experian
TransUnion
 ExperianFreeCreditReport.com
Credit Report Frequency
Monthly
Monthly
Access to Credit Scores
Yes
Yes
Access to Credit Reports
Yes
Yes

Monitoring & Tools Compared

 ExperianFreeCreditReport.com
Credit Tools
Credit Analysis Calculator
Credit Change Alerts
Historical Score Tracking
Credit Change Alerts
Security & Protection
Identity Theft Monitoring
Identity Theft Insurance
Identity Restoration Support
Identity Theft Monitoring
Identity Theft Insurance Limit
$1,000,000

Comparison of Plans & Pricing

 ExperianFreeCreditReport.com
30-day Trial Available?
Yes
No
Free Report Offered?
Yes
Yes
Monthly Price
Starting at $9.99
Annual Price
Starting at $99.99

Reputation & Support

 ExperianFreeCreditReport.com
Mobile App
Yes
Yes
Alert Methods
Email
Mobile App
Email
Mobile App

Customer Feedback

 ExperianFreeCreditReport.com
BBB Rating
A-
A-
Number of BBB Positive Reviews
2
3
Number of BBB Neutral Reviews
3
0
Number of BBB Negative Reviews
169
14
Trust Pilot Rating
4.2 out of 10
Date Collected
2017-10-05
2017-11-13

Contact & Additional Information

 ExperianFreeCreditReport.com
Year Founded
1996
1995
Homepage URL
Company Phone
(714) 830-7000
(866) 617-1894
Headquarters Address
475 Anton Blvd, Costa Mesa, CA, 92626
Mailing Address
475 Anton Blvd., Costa Mesa, CA, 92626
PO Box 2390, Allen, TX, 75013

Final Verdict

FreeCreditReport.com Credit Reporting and Experian Credit Reporting are very close in quality and have the same overall rating. That said, FreeCreditReport.com scores better than Experian across: Plans and Pricing. Whereas, Experian scores better on Credit Score & Reports, and Monitoring & Tools. Both companies score similarly on Reputation & Support.