Many or all of the companies featured compensate us. Compensation and research may determine where and how companies appear. Learn more

Compare Experian vs. FreeCreditReport.com Credit Reporting

What’s the difference between Experian Credit Reporting and FreeCreditReport.com Credit Reporting? See how our editors compare the two companies below.
Last Updated: April 19, 2024
Experian Credit Reporting
4.5 / 5 - Excellent
no_rank
FreeCreditReport.com
4.6 / 5 - Excellent
#5 in Credit Reporting
vs

Key Facts

  • Experian is an official credit bureau
  • Get your FICO® score for $1
  • Credit reports from all 3 credit bureaus
  • Daily monitoring, toll-free support & 4.5 stars in Google Play
  • Identity Theft protection available
  • Our #1 Rated Pick
  • Experian credit report is completely FREE
  • TRULY: No credit card required
  • Checking your own report doesn’t hurt your credit
  • Report refreshed every 30 days on sign up
  • Experian Boost uses positive payment history to increase score fast

OVERALL RATINGS

 ExperianFreeCreditReport.com
Plans and Pricing4.0/55.0/5
Report Details and Frequency5.0/54.0/5
Credit Bureau & Credit Scores5.0/54.5/5
Monitoring and Extra Features4.3/54.5/5

How do their reports differ?

Credit Bureaus Covered

 ExperianFreeCreditReport.com
Equifax
Experian
TransUnion
 ExperianFreeCreditReport.com
Credit Report Frequency
Monthly
Monthly
Access to Credit Scores
Yes
Yes
Access to Credit Reports
Yes
Yes

Monitoring & Tools Compared

 ExperianFreeCreditReport.com
Credit Tools
Credit Analysis Calculator
Credit Change Alerts
Historical Score Tracking
Credit Change Alerts
Security & Protection
Identity Theft Monitoring
Identity Theft Insurance
Identity Restoration Support
Identity Theft Monitoring
Identity Theft Insurance Limit
$1,000,000

Comparison of Plans & Pricing

 ExperianFreeCreditReport.com
30-day Trial Available?
Yes
No
Free Report Offered?
Yes
Yes
Monthly Price
Starting at $9.99
Annual Price
Starting at $99.99

Reputation & Support

 ExperianFreeCreditReport.com
Mobile App
Yes
Yes
Alert Methods
Email
Mobile App
Email
Mobile App

Customer Feedback

 ExperianFreeCreditReport.com
BBB Rating
A
NR
Trust Pilot Rating
4.4 out of 10
Date Collected
2019-03-01
2019-03-01

Contact & Additional Information

 ExperianFreeCreditReport.com
Year Founded
1996
1995
Homepage URL
Company Phone
(714) 830-7000
(866) 617-1894
Headquarters Address
475 Anton Blvd, Costa Mesa, CA, 92626
Mailing Address
475 Anton Blvd., Costa Mesa, CA, 92626
PO Box 2390, Allen, TX, 75013

Final Verdict

FreeCreditReport.com Credit Reporting and Experian Credit Reporting are very close in quality and have the same overall rating. That said, FreeCreditReport.com scores better than Experian across: Plans and Pricing, and Monitoring and Extra Features. Whereas, Experian scores better on Report Details and Frequency, and Credit Bureau & Credit Scores.


Customer Comments & Reviews

hilliardjoyce422
2/1/2022
Experian Credit Reporting review
I make use of experian to check my credit scores and it's okay. I used CreditMason to permanently remove the delinquencies on my credit report and that had a huge impact on my credit score positively, you can look up the company on google if your credit needs some improvement. Their credit restoration process is effective and reliable.


J
Jason P
8/3/2018
FreeCreditReport.com Credit Reporting review
Hello, what is the fee after the 7 day Free trial period has ended? Also, maybe want to change your name from "Free" to "Affordable" Credit Report since it is not really free.... Just sayin...