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FreeCreditReport.com Credit Reporting Review

Rating: 8.8 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner.
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FreeCreditReport.com is a credit reporting site wholly-owned by ConsumerInfo.com, Inc., an Experian company founded in 1995. The site, which provides consumers with free credit-related products such as credit scores, reports, and monitoring, currently services over 3.1 million members and has issued over 20 million online credit reports since its inception.

FreeCreditReport.com is an online consumer credit reporting site. It is a division of ConsumerInfo.com, an Experian company. The credit reporting service offers quick and easy access to credit histories and provides credit reporting, credit monitoring, credit score viewing, and other credit-related information.

Credit Reporting Features

FreeCreditReport.com provides a completely free Experian credit report even without a credit card. They offer a number of credit-related products such as credit monitoring, reporting, and FICO® Score viewing. It also helps consumers achieve their financial goals through their credit card offers and Personal Loans Savings Center.

Credit Reporting Frequency

Every 30 days

Credit Monitoring

Not Stated

Credit Report

Gives access to your credit report

Credit Score

User must sign up for trial offer to see their FICO® Score 


Email alerts for any credit changes

Credit Bureaus





FreeCreditReport.com requires users to simply sign up on its website to enable them to get free access to the credit reporting site. It does not require any credit card information during the sign up process. Upon registering, clients are provided an online form which requires information such as their name, current address, email address and reason for checking their credit.






Support Services




Credit Reporting at FreeCreditReport.com

Free Credit Report makes getting your credit report a breeze with its simple, no-credit-card-required process. With Free Credit Report, consumers can get access to their credit history and easily view their Experian report which is updated every 30 days. Most importantly, they can do this without hurting their credit.

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Customer Comments & Reviews

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Michael A
Madison, Alabama
Lies, don't trust this. It tells you it will give you a free report, then asks for $$.. Nothing Free about this.

Elva E
Gilbert, Arizona
This is false advertising - took all information on myself s coupe things to dispute - did not give me a fico score. What is the point = to get fico score - - - not free. On my husband's i missed one q - about why checking credit (guessing why) they cancelled - for 24 hours, before can try again. We were forced to go bk about one year ago & not mentioned! Both waste of my time & very irritating!

Riverside, California
This is not free. They do not give you the credit score. they charge $4.99 at the end.

Top Rated
Our Partner
8.8 / 10
  • Our #1 Choice, A+ Rated by BBB
  • Experian Credit Report is Completely FREE
  • TRULY: No Credit Card Required
  • Checking your own Report doesn’t hurt your credit
  • Report refreshed every 30 days on sign in