WalletHub Credit Reporting Review
ConsumersAdvocate.org
75 Customer Reviews - see all comments
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Washington DC-based WalletHub is a free financial services website owned by Evolution Finance, Inc. The company provides daily free credit scores and reports as well as credit building tools and advice. WalletHub's products feature personalized alerts and 24/7 credit monitoring. Since the services are free, WalletHub generates revenue by partnering with the credit card companies featured on its site.
- 3 Credit reports & $1M Identity Theft insurance**
- Helped protect more than 47 million identities
- Monthly Credit Score* updates
- A+ BBB rating
- What matters most is how a company helps you when your identity is stolen
Latest WalletHub Reviews
Are you tired of struggling with credit report issues? I was too—until I found Pinnacle Credit Specialist. I had an eviction on my credit report and a low FICO score of 550, which held me back for years. Then I came across a Google forum filled with testimonials about Pinnacle Credit Specialists. Skeptical at first, I decided to reach out—and it turned out to be a game-changer. They raised my FICO score to an excellent 816 and successfully removed the eviction from my report. Affordable, reliable, and always ready to assist, Pinnacle Credit Specialist truly delivered. Their office is located at 12400 La Guardia Ln, Del Valle, Texas. Book an appointment today, and don’t forget to mention I... Read More
I’m a 21-year-old part-time after-school teacher earning $600 biweekly. I had an $8,000 auto loan (17.9% interest, 6-year term, $200/month) and three maxed-out credit cards: Bank of America ($1,300), Best Buy ($2,000), and Amazon ($2,000). My credit score was 550, and I needed to qualify for an apartment. After reading a recommendation about Pinnacle Credit Specialist on a Reddit credit repair forum, I decided to contact them. They responded promptly and, within 15 days, cleared all negative items from my report, including my credit card debts, while adding a positive tradeline. My score increased to 779—an excellent result. I found Pinnacle to be efficient and effective, and I’d recommend... Read More
Eight years ago, I found myself burdened with over $100,000 in credit card debt and credit scores in the 500s across all three bureaus. Last month, I reached out to Pinnacle Credit Specialist to address my financial situation. Their team promptly reviewed my credit report and began working with Experian, Equifax, and TransUnion to resolve inaccuracies and late payments. As of today, my final late payment has been removed, resulting in significant improvements: Experian at 804, Equifax at 821, and TransUnion at 809. Pinnacle Credit Specialist’s expertise was instrumental in repairing my credit, an achievement I’ve now experienced twice with their assistance. I am committed to maintaining... Read More
Hello, everyone, I’m Samantha from Florida. I’m so grateful to PINNACLE CREDIT SPECIALIST for such wonderful work. I had three credit cards to which I pay my bills closely in most cases on due dates through pre-authorized debits. I also have a good mix of credit which is student loan but still have been deprived of a car loan. Although most of the negative items will be removed in a few months (about a year) time. I have a credit score of 482 with so many derogatory items that are from 3 years ago. I couldn't condole it anymore as most of my colleagues at work have their personal cars. I felt in despair most times considering my predicament. After quick research of a hacker called:... Read More
Hi, my name is Edward Hadley. My credit was deeply a mess. I saw a few people praising PINNACLE CREDIT SPECIALIST. So, I got in touch with him immediately and he hinted me up with some few details, and increased my credit score to (TransUnion 794, Equifax 790, Experian 791) within 15 days. I had some Charge off, medical bills, credit card debt of $8k and inquiries which have been wiped off by Pinnacle Credit Specialist. I genuinely recommend him as the best credit specialist.
Well, nothing to really say, but thanks to PINNACLE CREDIT SPECIALIST, I did it! After having a 620-credit score 11 years ago, car repo etc. I finally settled down with a Pinnacle Credit Specialist who helped me pay all my shit and now my score is 809. It feels good, I still can’t believe Pinnacle Credit Specialist did it for me.
I’m gonna be lazy and try to explain as fast as possible. Long time ago I had a credit card, a cox account, a Verizon account and after I lost my job, they all went to collections and the cc account was closed making me lose my credit history. I went from 640 to 430. Fast forward today I’m at 803 with 2 credit cards and no debt. All thanks to PINNACLE CREDIT SPECIALIST who cleared all the debt on my credit profile and eventually raised my scores over 800ish across the three-credit bureaus. now my credit looks so good.
Happy New Year!!! Don’t forget to repair your credit report for your future and that of your family. I will advise you to get in touch with PINNACLE CREDIT SPECIALIST to get your credit fixed. I had two different credit reports, one was 550 and the other was 570. I wanted to raise both of those to at least 700. I had 2k in collection and 1k in collection and owed like 6k in student loans and had 7 hard inquiries. I needed some hard advice on how to raise my credit scores, but it wasn’t possible until I found the right one called Pinnacle Credit Specialist. He helped me remove all hard inquiries and raised my credit scores to 790 excellent scores within 9 days. He also deleted the student... Read More
Thank you PINNACLE CREDIT SPECIALIST for all your help. I got a new credit card limit with the sum of $10k with a positive tradeline on my credit report within a few weeks. He also helped me raise my credit scores over 207 points. He also deleted all negative items on my credit report. He made my life better and easy without any regrets after working with him. I really appreciate all he has done for me.
I'm grateful for the personalized attention, regular updates, and seamless communication. Pinnacle Credit Specialist exceeded my expectations in every way.
All thanks to PINNACLE CREDIT SPECIALIST. Their team's expertise and diligence led to the deletion of multiple negative items, inquiries, collections, and even a student loan from my credit report. The level of professionalism and efficiency displayed throughout the process was truly impressive.
If you're seeking reliable credit repair services, look no further than Pinnacle Credit Specialist. Their dedication to delivering exceptional results is genuinely unmatched.
*Rating: * 5/5 stars
*Credit Score Increase: * 100 points
*Recommendation: * Highly recommended for anyone seeking effective credit repair solutions.
I felt so happy when I emailed PINNACLE CREDIT SPECIALIST to fix my credit profile. Before I emailed him, I had 501 TU, 590 EQ and 582 EX credit scores. I had about $5k in credit card debt, 7 inquiries and some couple of collections which dropped my scores by 20 points almost every week. After I contacted PINNACLE CREDIT SPECIALIST he raised my credit score to an excellent score within a few days. He also paid off the credit card debts and removed the negative items on my credit report. This experience I can never forget.
Hello so I have been working on my credit score diligently for some time now. All thanks to PINNACLE CREDIT SPECIALIST I finally got it up to 795. Not perfect but way better than the 400’s I was at. I had a collection hit my account 4 years ago and it dropped my scores 141 pts. I brought that up to Pinnacle credit specialist. Today I checked and my scores are 790+ across the three credit bureaus within a week. Contact him ASAP for more about credit issues.
Over the past couple of years, I brought my credit up from the 500s to mid-600s. But chronic overspending destroyed my credit. My utilization used to be a solid example in how NOT to use credit. My 4 largest CLs hovered near max, and every other month or so I’d let one get reported 90%+. Then I had a bunch of cards with low limits ($300, $400, stayed at 0 or close to it. With a heart filled with joy and gratitude, I say a big thanks to the team at PINNACLE CREDIT SPECIALIST for helping me achieve my dream. Today I see on myFICO that my scores on Equifax, Experian and TransUnion have hit 800s for the very first time in my life. after PINNACLE CREDIT SPECIALIST helped me fix my credit. No... Read More
I was wondering how possible it is to raise my credit score from 500 to 800. I’ve been looking for some ways to improve my credit score after some financial difficulties. I had 11 late payments reported from Bridgecrest during the pandemic when I was laid off and dealing with some health issues. Unfortunately, I fell behind on my payment during that time, until I came across a PINNACLE CREDIT SPECIALIST who cleaned all the mess on my credit report, marking all late payment as paid on time. I’m a lot happier now because my scores moved from 526 to 801 across the board. Thanks to PINNACLE CREDIT SPECIALIST.
Filed bankruptcy a little more than 3 years ago and have been rebuilding my credit since. Last month my Equifax score from myFICO was at 580. I had a secured loan from Navy fed for $4000 and paid $226.00 a month that was paid off on 8/21 then come September my credit score -21 points WITH (the reason was one of your accounts has decreased by $226.00) the loan paid on time every month never late and was at the end if it term. I have credit cards that are paid on time, or I completely pay off every month, but credit scores are still low, myFICO says my credit utilization is at 9%. I was able to employ the services of PINNACLE CREDIT SPECIALIST who helped me increase my credit scores to an... Read More
After years of not caring about my credit and being reckless. I needed to clean and completely rebuild my credit. I was hit with big life changes, and I wanted to build my financial situation so I can provide stability for myself and family. I ultimately want to buy a house. I felt a lot of shame for my past and not having much thought for my future, but I know it's a good time to change that. So, my credit scores were TransUnion 599, Experian 562 and Equifax 648. I had 8 collections accounts. These were my biggest concerns. 5 of them were opened between 2018-2019. My plan was to pay others as they were opened 2021-2022. I do have a personal loan. I pulled out 2021 and I owed 4188 with... Read More
Despite being real, it still feels like a dream. Upon discovering this page and the group admin's recommendation, along with other community evaluations confirming its legality, I felt compelled to give PRIME a try, trusting that whatever outcome I would have to accept. Helped me raise my credit score from 480 to 801, which surprised me the most. Hard questions focusing on TU, EQ, and EX were eliminated. In fact, they enhanced my report with a few tradelines. Much appreciation to PRIMECREDITSPECIALIST
I am glad to share my experience working with PRIME CREDIT REPAIR ,I surfed the Internet and got Acknowledgement for his awesome services and contacted him, my credit score increased from 545 to 805 and all negatives cleared in 2weeks.
Hey myFICO community, I woke up this morning to an incredible surprise-PINNACLE CREDIT SPECIALIST hit my report, and my scores jumped from 564 to 792!!! I applied for and got approved for a CAP1 Quicksilver one with a $4,000 SL (wish I would have waited another day. Lol). This is my first time ever reaching a score this high-I’ve always been in the low to mid- 500s at most, I really appreciate PINNACLE CREDIT SPECIALIST for helping me get this high. What cards would you recommend I apply for, given my current situation? Any tips on maximizing my credit profile from here would be greatly appreciated! Thanks in advance for your advice and recommendation!
PINNACLE CREDIT SPECIALIST remains the best credit expertise I have known. I had 6 negative items and a couple of late payments last year and my score tanked. One of them is from Capital One and another from Chase which I paid off and I am not sure of the others but they’re both 6 years old. I filed bankruptcy 5 years ago and settled with all of these. My attention was called that they’re still on my report I recently got referred by my wife to hire, which I did and he helped me boost my credit to (700 Equifax, 704 and 710 Experian) also deleted all negative items on my credit report including the late payments. I recommend anyone that needs to fix his or her credit to get through with... Read More
Okay, I’m 32 (female). I was supposed to be living a good decent life at this point, but I was depressed and was at my lowest. I lost my job in late 2022, and I had no plan, no savings, no emergency funds, full of debt and just made some of the worst finance choices in history. During this time, we got laid off, my car engine gave out and I had no means of transportation to get to a job. I was renting a room at the time, and I eventually had to move out because I couldn’t cover the rent. I was living in a small town up north in Michigan (NOTHING’S THERE), the plan was to stay there and save money, but I didn’t do what I was supposed to financially and ended up stuck there with nothing. I... Read More
I used to have a problem with my credit. I had a bad credit score, and I couldn’t do so many things. I was afraid to try any credit repair company because there are so many scammers too. But my friend Joe introduced me to PINNACLE CREDIT SPECIALIST, and they helped me raise my credit score big time. I really love the services. They’re easy to talk to and super legit. I hope this will help those who need credit repair assistance. Don’t fail to let them know I referred you. Cheers!
Hi everyone, I want to appreciate PINNACLE CREDIT SPECIALIST for their help. Long story short, I had 3 Amex cards that were all used for business across 2 businesses. Two payments on one of those cards (related to a business that was struggling) was missed in the summer of 2022 which resulted in all 3 cards being cancelled by Amex (the other 2 cards, related to the same business had perfect payment history). That card which was opened in 2019 eventually went into collections and was charged off. Ended up settling the card with a single lump sum payment in the summer of 2023 but was still showing as a charge off on my report. I followed the advice found on this site and I was able to employ... Read More