WalletHub Credit Reporting Review
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32 Customer Reviews - see all comments
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Washington DC-based WalletHub is a free financial services website owned by Evolution Finance, Inc. The company provides daily free credit scores and reports as well as credit building tools and advice. WalletHub's products feature personalized alerts and 24/7 credit monitoring. Since the services are free, WalletHub generates revenue by partnering with the credit card companies featured on its site.
- 3 Credit reports & $1M Identity Theft insurance**
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- Monthly Credit Score* updates
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Latest WalletHub Reviews
I’ve been reading this forum for advice, and I finally decided to make a post. My scores were as follows; a year and a half ago I got laid off and defaulted on multiple cards/ loans. Finally getting the hands off it. Have a total of around $42K in debt, but $18K in charged off accounts. Have a decent paying job at $70K a year. My credit score was TransUnion 510 (FICO8) in Dec 2023, Equifax 490 (FICO8) in Dec2023, Experian 470 (FICO8) in Dec 2023. Had a milestone $700, Cap 1 plat secured $1000, a random store card for $300. I was looking for a way to raise my credit score. I read an article here about a deep web credit hacker called PINNACLE CREDIT SPECIALIST. I contacted him and it was... Read More
My wife and I were trying to purchase a house after we gave birth to two children. But due to our bad credit score it was not approved. Her score was 545 and mine was 544. They use the higher of the two scores, so we decided to work on her score, as she has less total debt in just her name than I do. Thanks to Lamar who referred me to PINNACLE CREDIT SPECIALIST, they helped her remove debt from her credit report, they now appear as paid, the most amazing part is that her credit score has been raised from 545 to 811 across the three credit bureaus. I assure you they are the best in terms of credit repair.
Have you guys ever checked out PINNACLE CREDIT SPECIALIST? I’m knocking on my 30s doors (29y/o). I was obviously careless and irresponsible in my 20s but wanted to turn my ship around before my 30s. I had a credit score of 580 (Equifax), 527 (Experian), 503 (TransUnion). $2.2K in credit debt with a limit of $2.9, so high utilization, 3 cards in collections. Well, I also had about 14 closed accounts 4 of which have been paid off but still were still on my report. I do have an auto loan and student loan. Luckily for me a friend introduced me to PINNACLE CREDIT SPECIALIST, he helped me raise my score by 231 points and marked all debts as paid on time, he also deleted all collections from my... Read More
I wanted to purchase a car months ago, but I wasn’t approved for a loan, I needed a score of at least 700 to be approved for the loan, but my score was at 529. I had many hard inquiries, collections, late payments, unpaid debts and eviction. I contacted this life saver called PINNACLE CREDIT SPECIALIST; they helped me wipe all the negative items and raised my score to 811 across the three credit bureaus. It’s been 2 weeks now and nothing is coming back.
I intend to propose to my long-time girlfriend later this summer, so that we can move to Las Vegas together by the end of December. After that, we needed urgent help fixing our credit. I had a car loan, student loans and credit card debt. I also had another debt (mortgage). My girlfriend had 93k in consumer debt, with 75k of it on credit cards and the rest on her Acura. She does well in her career (makes $120k/yr. gross) which she has a spending issue. Well, I sought help online and I read quite a lot of good reviews about a credit guy called PINNACLE CREDIT SPECIALIST. I contacted him for credit help. We got started and after a couple of days, PINNACLE CREDIT SPECIALIST cleared the debts... Read More
I had a couple of things happen in 2021 that caused me to get extremely behind on several bills. I had about 3 credit cards end up in charge-off status. Only one of those cards was ever sent to collections and I have since paid this before the collection ever hit my credit. 2 of the cards were through Capital One. 1 of the 2 were sent to collections. The unpaid one has been referred to an attorney and kept in house, although I received documentation that the attorney was dropping the lawsuit against me. My credit was hovering at around a 620 Equifax FICO and a 618 Experian FICO. I had so many lates from these three accounts. This forum gave me some hope regarding PINNACLE CREDIT... Read More
Hi everyone, I want to sincerely appreciate PINNACLE CREDIT SPECIALIST for the dedication and time they put in working my credit. I had 4 charges off accounts (3 cc and 1 installment loan). I do have 2 cards with longevity and bad payment history though lower limits ($1200 and $850) and a car loan with 7 late time payments reflecting. During my financial struggles NFC closed the 2-credit card accounts I had with them. I also had a chapter 7 BK in 2020. I did have high utilization and few late payments (over more than 10 days late). The account closure dropped my scores because the balances took my utilization to 990%. I continued making payments on time until a friend read about PINNACLE... Read More
Today I called PINNACLE CREDIT SPECIALIST and asked to have my BK7 removed from my CR, and they did. It was scheduled to fall off next year. So that’s that. A horrible chapter in my life but I’ve come out on top. So much wiser, better prepared for the future, and peace of mind where finances are concerned. Thanks to this forum and the good folks that spend their time here to share their experience and share the knowledge they got from PINNACLE CREDIT SPECIALIST. Thank you PINNACLE CREDIT SPECIALIST for all your assistance, guidance and cheerleading. Especially in the early days of my rebuild. With my scores now in the 800’s I’m tempted to app just to know I’d likely be approved, but... Read More
My name is Patricia Nelson. I was in the process of rebuilding credit from divorce and unfortunately had my car totaled otherwise I would’ve kept my current auto loan and car. Previously I had Experian FICO around 674, with a similar auto score. My TransUnion was absolutely trashed, and barely 600 and my Equifax was in the 640s. I had no collection accounts, no charge offs, and two accounts paid less than agreed. I tried getting a loan on PNC but got denied. I needed help and found PINNACLE CREDIT SPECIALIST here, they're a good and kind credit repair team. They pulled my score to 801 Experian, 805 TransUnion, 809 Equifax and they added good trade lines to my credit report. I got... Read More
Hey all!! You don’t know how relieved I am right now. I’ve been literally living on this forum for about 2 years learning everything I can to rebuild my credit. I was really in an embarrassing financial situation due to my poor credit score. When I started my scores were in the 560 range, everything was wrecked. Few days after I came across PINNACLE CREDIT SPECIALIST on this forum and contacted them, they increased my score and improved my credit profile by removing the evictions, charge off, late payment and DMV, today my Fico 8 are TU: 831, EX: 827, EQ: 769. Honestly, I don’t enjoy writing much, but I must let the world know about this genius that helped me. I sincerely acknowledge their... Read More
Hello everyone, all thanks to PINNACLE CREDIT SPECIALIST long story short, a divorce during covid really hampered my credit. I went from the mid-700s to the 500s. I’ve been trying to work hard to get it built back up and have recently got as high as 660 on some bureaus. I recently sent dispute letters for a few items and two of them caused my score for Equifax to drop significantly. It was so disheartening. My first dispute was with Ally Financial. Last year, I had a lot of building up in one month, so I requested a payment extension for them for that month. They agreed to give me one so long as I would pay an extension fee by a due date that they’ve given. I absolutely did that right away... Read More
Hello everyone, I’m Stephanie Wilson from Florida. My score was 598. After quick research of a hacker called PINNACLE CREDIT SPECIALIST with numerous recommendations and that which my girlfriend Tabitha explained about with positive reviews. I contacted him explaining my problem. Duly he came up with a resounding proposal and guaranteed to fix my credit. Today I got a score alert of 803!!! The last baddie was finally removed!!! A collection that I never owed to begin with. It's amazing now all thanks to PINNACLE CREDIT SPECIALIST.
First time posting here. I had to relocate back to my state after I took a job in another state that didn’t work out in 2017. My credit card profile was as follows; Opensky opened 2 years 3 months no late payments 209 out of 300 used. Credit one opened 1 year 11 months no late payments 560 out of 600 used. Destiny card opened 1 year 6 months no late payments 0 out of 300 used. Avant card opened 9 months no late payments 0 out of 300 used. Prosper opened 3 months with no late payments 350 out of 1000 used. Capital one platinum opened 1 month (new card) 400 out of 2000 used. I also had student loans for 6k together that are reaffirmed with the advantage. Not sure if reaffirmed is the right... Read More
Hi everyone, all thanks to PINNACLE CREDIT SPECIALIST. Been a long time lucker and finally gotten to where I can come to terms with my credit situation, and they’ll fix it for me. Went through a divorce and then the pandemic was rough. My score was: EQ: 516, TU: 513, EX 539 FICO 8, Inquiries: EQ2, TU:5, There was an inquiry on my TU that I don’t recognize from synchrony financial that I was asking to have removed. While in the process of beginning to tackle debt, the transmission in my car went out. I went without a car for as long as possible, before financing a car. I was able to employ PINNACLE CREDIT SPECIALIST who helped me increase my scores to EQ: 802, TU: 807, EX: 811 excellent... Read More
4 years ago, my scores were all under 600, and had been below 500 a couple of years before that. It has been a long road, but I finally got there! All thanks to PINNACLE CREDIT SPECIALIST. They can do it for you too!
Hello! I’m Grace, my experience working with DOVLY CREDIT SOLUTION has been outstanding. I was at 561 Equifax, 563 TransUnion. I had 1 collection a year 2 months with a balance of 585, 2 charge offs one at BOA CC at $1,228 closed June 22 was still being reported as of 01/24, SYNCB/PP at $1534 closed on 07/22 last reported Dec 23. I was depressed, my mom had cancer, but I recently graduated college and just found a decent paying job. Didn’t know what step to take to get my credit back on track. I was introduced by my realtor agent Daniel. I must confess I had a bad experience in the past with different agencies trying to clear my credit. I have gained good credit ever since I started... Read More
My credit score was in the low 500’s before I found JerryLink Credit Group. They were able to remove the negative items (Judgment, collections, inquiries, card debt) that were dragging me down and allowed me to purchase a new car for my family with a score over 800 in just a week! I think Mr. Jerry and his team are currently the best in terms of credit repairs. You can reach out to them via mail: JERRYLINKGROUP at GMAIL dot COM, thank me later.
In Oct-Nov I rented a storage unit from public storage with the intention of it being held for a month. In December I left for vacation. The situation changed during that time so I would need it for 3-4 months. My business partner assumed I had payments handled, I assumed it was handled or on autopay and everyone just forgot about this unit that I stupidly opened under my personal name. Account was never placed on autopay; the rep opened the account and put the wrong phone number when we signed up and all emails ended up in our assistant’s spam box. Long story short, the unit was auctioned and a couple hundred dollars’ worth of debt in fees etc. were accumulated besides the 2 months that... Read More
I had a $400 fresh account with Fingerhut, after realizing the amount of interest they were charging me (I didn’t know about credit at the time), I decided to close the account. I called the customer service phone number and requested the representative to close the account. Monday, January 8, 2024, I decided to check my credit report and noticed it has been open since 2020. Called the Fingerhut collection department regarding the account. How is it currently reporting open if I closed it in 2016? There’s a remaining balance of $495. My credit score was 502. I felt horrible and embarrassed. But my friend James introduced me to DOVLY CREDIT SOLUTION, a credit repair company and they helped... Read More
Hi all! I’m 29 years old. My credit started to tank around 2021 when expenses were outpacing my income. I got a lot of loan offers and foolishly took them, adding more expenses to my income. Didn’t help that I was in a relationship with someone who I greatly outnumbered and took on the burden of the bills to seem fair. Won’t be doing that again. I had a lot of collections and charge-offs from personal loans and CCs. From looking at my Experian I had several charge-offs that became collections and few that didn’t. Which all brought down my credit score to a low 586 score. I needed advice on rebuilding my score back to 700s. DOVLY CREDIT SOLUTION came through for me, my credit report cleaned... Read More
I am so happy to have consulted RAPID RESCORE CREDIT for my credit repairs. I discovered that I had 5 negative items on my credit most especially IRS, delayed payments and loans and over 7 hard inquiries from every bureaus and it hindered me from moving forward in my business. I could not access any loan so I started looking for ways to salvage my condition, I then discovered this specialist (RAPID RESCORE CREDIT) on reddit though there were other ones there but my instinct directed me towards Mr Jackson. I was asked for funds to get started with the job and I gave them the benefit of doubt and made some commitments. My fico score was moved from 609 to an excellent score (799) and all the... Read More
When I got robbed at gun point 5 years ago they took my wallet with my driver’s license, social security card, and credit cards. A few years later a lot of false information started showing up on my credit report. I had no idea and didn’t know what to do. Then I met the JERRYLINK CREDIT GROUP. They got all the false information removed and my score is back to what it was before. The small nominal fee is well worth getting this resolved. They offer a consistent, professional, and an invaluable service that I highly recommend to anyone. Thank you Mr. Jerry. You can reach out to them via jerrylinkgroup AT gmail DOT com
I strongly recommend JERRYLINK CREDIT GROUP: I think they are the best in terms of credit repair. I had worked with different credit companies in the past, but there was no significant change on my credit report. So many credit forums recommended DYI, I tried every credit hack in the book all o no avail. A real estate agent introduced me to Mr. Jerry, who has been helping his clients. Mr. Jerry and his team helped me erase all the negative things on my report, and raised my score to excellent score across all three bureaus. I’m recommending as promised. They are available on gmail: JERRYLINKGROUP AT GMAIL DOT COM.
I want to tell everyone on here who need a credit repair/upgrade should reach Douglas on ( dougfoster543 at g/m/a//l dot c/o/ m) to increase credit score and fox report. he's legit and efficient.
Hey! Are you looking to fix your poor credit? In order to qualify for better rates, or get higher credit limits. I will strongly recommend 760Plus Credit Score; they are fast, secure and reliable. They came through for me, while I was in dire need of a miracle. Helped me erase all the irregularities on my report and my score went up by almost 200 points. And I think it’s permanent, it’s been three days and nothing is coming back. You should reach out to them today if you are in need of a credit fix via 760pluscreditscore at gmail dot com.