🇵🇷 Important Hurricane Maria Update from our Headquarters

Nav Credit Reporting Review

Rating: 8.5 / 10 (Excellent)
2 Customer Reviews - see all reviews
Disclosure: We receive advertising revenue from this partner.
 Learn more.

Since 2012, Nav has been providing financial tools and advice for helping businesses improve their credit with streamlined access to financing. The company offers free access to easy-to-read personal and business credit reports and monitoring. Nav offers services such as tools for business credit building and access to a wide variety of lending options. Nav gives you access to both personal and business credit scores while giving personalized insights to help improve chances of being approved for a loan.

Credit Reporting Features

Nav offers a good list of features which makes it simple for business owners to protect their assets and monitor credit reports. Features include free credit report viewing, 24-hour credit monitoring, Identity Theft Protection, warning alerts, and VantageScore 3.0 personal reports. Nav also provides tools for improving business credit profile.

Nav breaks down personal and business reports by category and gives customized information on how to improve it. Easy to understand and simple credit reports makes it ideal even for those without an accounting degree.  

Nav’s offers step-by-step guides through CreditSweeper, BusinessLauncher, and CreditTarget. CreditSweeper helps identify false information on personal and business credit reports. BusinessLauncher addresses concerns with establishing a strong business credit profile. CreditTarget helps determine areas for credit improvement and setting financial goals.

Credit monitoring features include alerts via email or text for any credit information changes. Nav’s credit reporting also include identity theft protection and live member team assistance for any client insurance and concerns.

Credit Reporting Frequency


Credit Monitoring

24/7 credit monitoring

Credit Reports

Gives access to your credit reports

Credit Scores

Gives access to your credit scores

Warning Reports

Gives alerts of financial activities and other changes to your credit report

Credit Bureaus








Premium Plus






  • Personal credit score from 1 bureau
  • VantageScore 3.0 credit report summary
  • Letter grades for your business from 2 bureaus
  • Detailed full VantageScore 3.0 credit reports
  • $1M Identity Theft Protection
  • Identity recovery services
  • Insight on the underlying factors impacting your credit score
  • Personal VantageScore 3.0 personal score and business credit scores from 4 bureaus
  • Insight on the underlying factors impacting your credit score
  • Personal VantageScore 3.0 personal score and business credit scores from 5 bureaus
  • Track the credit of up to 5 competitors or peers
  • Identity recovery services
  • Exclusive access to your FICO SBSS Business Credit Score
  • $1M Identity Theft Protection
  • Detailed full VanatgeScore 3.0 credit reports






Support Services




Credit Reporting at Nav

Nav’s credit reporting services does not limit itself to credit reports from the three major credit bureaus but also include up to 5 credit bureau reports and scores. It offers free access to its credit reporting services for customers who would like to try the service and premium accounts offers comprehensive credit reporting features. Step by step guides for building business credit profile also makes it a more complete solution for businesses searching for credit reporting services.

Latest Nav Credit Reporting Reviews

Loading Reviews ...
Ogden, Utah

Free credit reports and scores for my business and tools to build business credit. It really is free. You can pay if you want to get all the details in your reports. A financing marketplace is part of their site and it sorts through your options and shows your approval chances before you apply.

Joel J
Ogden, Utah

$29 for full business and personal reports is all that needs to be said. D&B charges $50 for one report.

Start your review for
Nav Credit Reporting

Our Partner
8.5 / 10
  • Free tools and insights to build business credit
  • Get started for free without credit card required
  • 24/7 credit monitoring
  • Real-time alerts
  • Vantage 3.0 score
  • Identity Theft Insurance