Anthem Vision Insurance Review

Rating: 9.2 / 10 (Excellent)
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Anthem offers affiliated health plans with a variety of HMOs, PPOs, several hybrid and specialty products, network-based dental products, and other health plan services. Their plans provide varying levels of coverage, from basic to comprehensive for both employer groups and individuals, with more than 30,000 in-network doctors.

Anthem Blue Cross and Blue Shield specializes in helping people obtain access to medical, dental, and vision insurance plans, connecting them with the right physicians and health care professionals for their needs. Its Vision plan covers routine eye exams, eyeglass lenses and frames.

Services and Features

Anthem’s Medicare and Dental plans include vision benefits with seven different plans: Standard, Designer 12/12, Designer 12/24, Premier 12/12, Premier 12/24, Premier Plus 12/12, and Premier Plus 12/24. Each plan includes an annual routine eye exam, out-of-network benefits, discounts on eyeglass frames, prescription lenses, and contacts.  

The Standard Plan covers annual routine eye exams with a $15 co-payment for every member per calendar year. Standard members may also enjoy discounts of up to 40% on eyeglasses, frames and lenses. Standard plan holders are entitled to out-of-network benefits of $30 towards the cost of an eye exam and up to a 25% discount on laser vision correction surgery.

The Premier Plan also has a $15 co-payment per member per calendar year on annual routine exams. Each family member is entitled to one yearly free frame from Davis Vision Premier Frame Collection, or an allowance of $80 on other frames. Each member has an allowance of $100 for contact lenses per year in lieu of eyeglasses.  

Premier Plus plans don’t require co-payments for annual contact lens fitting, and members are entitled to one frame per year from Davis Vision Premier Frame collection, or an $120 allowance on other frames. If contact lenses are preferred over eyeglasses, there is a $110 yearly allowance per member for contact lens. A $30 allowance on eye exams and $35 on contact lens fittings is given for out-of-network benefits. Anthem also allows up to 25% discount for operations within its Laser surgery network.  

Covered Items 



Eye Examinations


Discounts only


$130 In-network Allowance on Eyeglass Frames

Lens Options

Scratch Resistance

Not Stated

UV Coating

Not Stated


Not Stated


Not Stated


Not Stated

Types of Vision Plans


Family Plan

Stand-alone Plans

Preferred Provider Organizations

Employer Provider

Health Maintenance Organizations


Out-of-Network Coverage

Size of Network

Not Stated

Find Doctors Online


Plan Name

BW Individual CA

Co-payment – Exam


Co-Payment - Glasses




Coverage Period

Waiting Time

Not Stated


No Enrollment


If you wish to cancel your Anthem policy, you must call or notify the company in writing. Any premium paid beyond your cancellation date will be refunded to you within 31 days after the cancellation.

Customer Resources

Eye Exam Locations

Not Stated

Online Account Management

Mobile App



Vision Insurance at Anthem

Anthem’s vision plan is only available as a rider with their dental or medical plans. However, if one should opt for dual enrollment, their coverage does offer good discounts on eye frames, prescription lenses, and even contact lenses. Anthem also has a good number of participating locations and doctors nationwide, making it easy for members to enjoy its in-network benefits.


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Top Rated
Our Partner
9.9 / 10
  • Individual Vision Plans Start As Low As $17/month
  • Coverage for eye exams, frames, lens enhancement, and contacts
  • More than 33,000 in-network doctors nationwide
  • Personalized service with multiple plans to fit your needs
  • Easy Online Enrollment (or speak with VSP representative by phone)