Ameritas Vision Insurance Review

Rating: 9.2 / 10 (Excellent)
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Ameritas Group is a healthcare insurance company based out of Nebraska that offers dental, vision, and hearing care products. Founded in 1959, they operate as a subsidiary of Ameritas Life Insurance Corp. Their plans are effective immediately, and can offer considerable savings. Notably, their claims contact personnel have earned BenchmarkPortal’s Center of Excellence award since 2006.

Ameritas is a nationwide provider of insurance products and financial services for individuals, families, and businesses. Its vision plans offer a wide array of varying coverages based on a client’s needs. Vision plans include Vision Perfect, Focus, ViewPointe, Exam or Materials Only, LASIK Advantage, Core/Buy-up, Dual or Triple Choice, ASO, Voluntary and EyeChoice.

Services and Features

Ameritas offers vision insurance for individuals, families, businesses, groups, institutions, and municipalities. Vision insurance plans come with a yearly examination, access to VSP or EyeMed networks, and no waiting period for instant coverage. Ameritas offers an extensive choice of vision insurance options depending on each client’s needs. Vision Perfect offers increasing annual benefits that provide members more dollar benefits yearly. ViewPointe, another vision plan, gives access to EyeMed Vision Care nationwide. The Focus Vision plan features Choice and VSP signature networks. Ameritas also offers dual or triple choice plans that allow members to select multiple vision products. Voluntary plans give members two vision procedure reimbursement levels with two corresponding premiums.

Covered Items 



Eye Examinations



Up to $50 on Eye Exam

Lens Options

Scratch Resistance

Not Applicable

UV Coating

Not Applicable


Not Applicable


Not Applicable


Not Applicable

Types of Vision Plans


Family Plan

Stand-alone Plans

Preferred Provider Organizations

Employer Provider

Health Maintenance Organizations


Out-of-Network Coverage

Size of Network

Not Stated

Find Doctors Online



Ameritas-Plan A (20/20)

Co-payment – Exam

Not Stated

Co-Payment - Glasses

Not Stated



Coverage Period

Waiting Time

No Waiting Period


Not Stated


Not Stated

Customer Resources

Eye Exam Locations

Not Stated

Online Account Management

Mobile App



Vision Insurance at Ameritas

Ameritas vision plans gives you instant access to eye care coverage with its zero-waiting period policy. It even provides up to 15% in savings for frames and lens purchases at any Walmart Vision Center nationwide. This, along with other saving options, are also available at over 60,000 pharmacies and other participating locations.  

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Top Rated
Our Partner
9.9 / 10
  • Top Rated Vision Plans Start As Low As $17/month
  • Nation’s largest vision benefits provider for more than 60 years
  • Coverage for eye exams, frames, lens enhancement, and contacts
  • More than 33,000 in-network doctors nationwide
  • Personalized service with multiple plans to fit your needs
  • Easy Online Enrollment (or speak with VSP representative by phone)