Ameritas Vision Insurance Review


Rating: 8.8 / 10 (Excellent)
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Ameritas is a nationwide provider of insurance products and financial services for individuals, families, and businesses. Its vision plans offers varying coverage that are based on a client’s needs. Vision plans include Vision Perfect, Focus, ViewPointe, Exam or Materials Only, LASIK Advantage, Core/Buy-up, Dual or Triple Choice, ASO, Voluntary and EyeChoice.

Services and Features

Ameritas offers vision insurance for individuals, families, businesses, groups, institutions, and municipalities. Vision Insurance plans come with a yearly examination, access to VSP or EyeMed networks, and no waiting period for instant coverage. Ameritas offers an extensive choice of vision insurance options depending on a client’s needs. Vision Perfect offers increasing annual benefits that provide members more dollar benefits yearly. ViewPointe, another vision plan, gives access to EyeMed Vision Care nationwide. The Focus Vision plan features Choice and VSP signature networks. Ameritas also offers dual or triple choice plans that allow members to select multiple vision products. Voluntary plans give members two vision procedure reimbursement levels with two corresponding premiums.

Covered Items 

Glasses

Contacts

Eye Examinations

LASIK

Allowances

Up to $50 on Eye Exam

Lens Options

Scratch Resistance

Not Applicable

UV Coating

Not Applicable

Anti-Glare

Not Applicable

Polycarbonate

Not Applicable

Tinted/Colored

Not Applicable

Types of Vision Plans

Individual

Family Plan

Stand-alone Plans

Preferred Provider Organizations

Employer Provider

Health Maintenance Organizations

Network

Out-of-Network Coverage

Size of Network

Not Stated

Find Doctors Online

Pricing

Deductible

Ameritas-Plan A (20/20)

Co-payment – Exam

Not Stated

Co-Payment - Glasses

Not Stated

Premium

$8.86/month

Coverage Period

Waiting Time

No Waiting Period

Enrollment

Not Stated

Cancellation

Not Stated

Customer Resources

Eye Exam Locations

Not Stated

Online Account Management

Mobile App

Phone

Email

Vision Insurance at Ameritas

Ameritas vision plans gives you instant access to eye care coverage with its no waiting period policy. It even provides up to 15% in savings for frames and lens purchases at any Walmart Vision Center nationwide. This along with other saving options are also available at over 60,000 pharmacies and other participating locations.  


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Top Rated
9.9 / 10
  • Individual Vision Plans Starting as Low as $17/Month
  • Coverage for Eye Exams, Frames, Lens Enhancement, and Contacts
  • More Than 33,000 In-Network Doctors Nationwide
  • Personalized Service With Multiple Plans to Fit Your Needs
  • Easy Online Enrollment or Speak With VSP Representative by Phone