LendEDU Student Loan Refinance Review

Rating: 8.9 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. 
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LendEDU is an online marketplace for student loan refinancing and private student loans. Using one free application, the company helps you compare student loan refinancing interest rates without hurting your credit. LendEDU also offers online resources and tools that include student loan repayment and refinancing calculators, guides about managing money during school and after graduation, and free personal finance courses and information. 

Loan Limits

Loan limits depend on the chosen loan company. Each company sets their own minimum and maximum loan limits. LendEDU only acts as a loan matching service that searches the best possible options given the students certain information.

Loan Terms

Most lenders offer a minimum repayment term of 5 years while maximum term lengths go up to 20 years for student loan refinancing. Each lender has its own repayment terms and they may vary depending on credit score and income, among other factors.


Interest rate varies on the refinancing company. LendEDU provides variable and fixed interest rates per company.



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Each lender has different qualification and specific underwriting criteria for student loan refinancing. Most lenders require a minimum FICO credit score of 660 with $24,000 yearly gross income and 40% maximum monthly debt-to-income.

Student Loan at LendEDU

LendEDU is a great place to start your search for student loan refinancing. It helps you compare multiple competing student loan providers while giving you the tools and resources to make a more informed decision.

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Our Partner
8.9 / 10
  • Rates as low as 2.43% APR
  • Compare quotes from up to 5 lenders in 90 seconds
  • Receiving quotes will not affect your credit score
  • Save time by viewing offers online
  • Zero application, origination, or pre-payment fees