American Family Renters Insurance Review

#8 in Renters Insurance

 

American Family renters insurance provides comprehensive coverage crafted to meet varying degrees of property and liability needs across 19 states. It offers valuable information on rental insurance and how this could protect you financially. American Family gives you access to your home and its services through a mobile app and an online billing option for more convenience.  

Areas covered: Arizona, Colorado, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, North and South Dakota, Ohio, Oregon, Utah, Washington and Wisconsin.

 

Company Profile

BBB Ratings

B

States Served

19

Age of Company

88

AM Best Ratings

A

 

Types of Structure Covered

Structures covered include apartments, condominiums, townhouses and single family homes.

 

Apartment

Yes

Condominium

Yes

Townhouse

Yes

Single-family House

Yes

 

Plan Details

American Family offers automatic monthly withdrawal, claims auto deposit options. 24 hour policy delivery time, mobile device access and an email copy of your policy is available if requested.

 

Policy Delivery Time

24 hours

Automatic Monthly Withdrawal

Yes

Claims automatic deposit

Yes

Paper Policy Statement

Yes

Mobile Access

Yes

Sample Policy

None

 

Coverage & Protection

American Family Insurance helps protect renters against many types of liability claims, accidental injury, or damage to property. Optional coverage is also offered for personal items such as jewelleries, computers, and silverware.

 

Personal Injury

Yes

Property Damage

Yes

Theft

Yes

Fire or Lightning

Yes

Vandalism

Yes

Windstorm or Hail

Yes

Accidents in your home

Yes

Injury caused by pets

No

Impact by a Vehicle

No

Freezing or plumbing system

Yes

Business Personal Property

Yes

Computers

Yes

Firearms

Yes

Jewelry

Yes

Silverware & Gold ware

Yes

 

Discounts

American Family provides a wide range of discount options to help clients lower the cost insurance. Discounts are offered for multi-policy holders and home security to name a few. 

 

Claim-free History

Yes

Multi-Policy Discounts

Yes

Fire alarm discount

Yes

Sprinklers Discount

Yes

Burglar Alarm Discount

Yes

Other discounts

Home and Umbrella Discount, Home and Auto Discount, Home Security and Fire Protection Discount, Age of Customer Discount

 

Help, Support & Usability

American Family Insurance offers a convenient method for making policy claims. FAQs, live chat, 24 hour telephone support along with email makes it easier for clients to connect with the company.

Coverage Calculator

No

Online Quotes

Yes

Online Claims

Yes

24-hour Telephone claims

Yes

Telephone Support

Yes

Email

Yes

Live chat

Yes

FAQs

Yes

 

Renters Insurance at American Family

American Family is a reliable insurance company that offers competitive coverage and protection services in 19 states. Rental insurance is offered for a wide selection of homes and properties. A fast and convenient application process, quote calculators and 24/7 telephone support for claim coverage are just some of the strong points that makes American Family insurance a good choice for rental insurance. 

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