Allstate Renters Insurance Review

#1 in Renters Insurance

 

Allstate founded in 1931 is a company that provides a wide range of insurance products to meet the various needs of individual consumers and businesses. Its renter’s insurance offers discounts and a comprehensive set of coverage options. Tools include an interactive portal that lets customers quickly determine the amount of coverage they need and how much it would cost them.  

 

Company Profile 

BBB Ratings 

 A-

States Served 

 50

Age of Company 

 84

AM Best Ratings 

 A+

 

Types of Structure Covered 

Allstate renter’s insurance is available for apartment, condominium, single-family homes and townhouses. Coverage and specific policy limits may differ for each structures.

 

Apartment 

 Yes

Condominium 

 Yes

Townhouse 

 Yes

Single-family House 

 Yes

 

Plan Details 

Allstate services include a 24-hour policy delivery time, automatic deposit and automatic monthly withdrawals. A mobile app also gives clients easy access to their Allstate account and services.

               

Policy Delivery Time 

 24 Hours

Automatic Monthly Withdrawal 

 Yes

Claims automatic deposit 

 Yes

Paper Policy Statement 

 Yes

Mobile Access 

 Yes

 

Coverage & Protection  

 

Allstate has certain limits when it comes to covered items in its renter’s insurance program. These include pet injuries, impact by a vehicle, windstorm or hail. Consult with an Allstate renter’s insurance representative to learn more about covered items and limits.

 

 

Personal Injury 

 Yes

Property Damage 

 Yes

Theft 

 Yes

Fire or Lightning 

 Yes

Vandalism 

 Yes

Windstorm or Hail 

 No

Accidents in your home 

 Yes

Injury caused by pets 

 No

Impact by a Vehicle 

 No

Freezing or plumbing system 

 Yes

Business Personal Property 

 No

Computers 

 Yes

Firearms 

 No

Jewelry 

 Yes

Silverware & Gold ware 

 No

Discounts 

A variety of discount options is available. This could be invaluable especially for long-term tenants. Aside from standard discount items, an easy pay plan, 55 and retired, and safe home discount is also offered.  

Claim-free History 

 Yes

Multi-Policy Discount 

 Yes

Fire alarm discount 

 Yes

Sprinklers Discount 

 Yes

Burglar Alarm Discount 

 Yes

Other discounts 

 55 and Retired Discount, Easy Pay Plan, Safe Home  Discount

 

Help, Support & Usability 

Allstate offers professional customer support via online or telephone. Getting in-touch with one of their representative was easy with their 24 hour telephone claim service.

               

Coverage Calculator 

 Yes

Online Quotes 

 Yes

Online Claims 

 Yes

24-hour Telephone claims 

 Yes

Telephone Support 

 Yes

Email 

 Yes

Live chat 

 Yes

FAQs 

 Yes

 

Renters Insurance at Allstate

Allstate is one of the largest insurance companies in the United States. It renter’s insurance program is available in all 50 states. The company offers a good mix of coverage and protection products that includes services such as reimbursed living expenses, personal property coverage, liability coverage, scheduled personal property, guest medical coverage, and identity restoration coverage. Overall, Allstate is an all-around performer both in the amount of coverage in their rental insurance and quality of services provided.