AAA Renters Insurance Review

Rating: 8.4 / 10 (Excellent)
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AAA is an old-established and well-known association of automobile owners which in recent years has branched out to offer its members various services, including insurance. Its renters insurance policies are available in various parts of the country through local AAA offices.

How is AAA rated?


Financial Strength
Pricing & Discounts
Customer Experience

Overall Rating: 8.4 / 10 (Excellent)

AAA offers rental insurance to its members in many areas, though specific coverage is provided by various carriers in different locations; so pricing, coverage details, and the identity of the underwriter will vary from place to place. AAA's insurance carriers all offer the standard renters insurance coverages, but also offer various attractive optional protections. Given that AAA is an association, its group purchasing power may result in lower prices for renters insurance than customers could obtain individually. In areas where that is the case, purchasing through AAA would be a wise choice.

AAA Coverage

Coverage - 8 / 10

AAA renters insurance offers the usual coverages for theft, property loss and damage, and liability. However, in many areas AAA also offers optional coverage for medical expenses, replacement cost reimbursement, inflation protection, personal finance protection, and scheduled high-value items.
Basic Coverage
Personal Property
Personal Liability
Loss of Use / Additional Living Expenses
Optional Coverage
Scheduled Coverage

Pricing & Discounts

Pricing & Discounts - 8 / 10

AAA renters insurance is purchased through local AAA agency offices. Quotes can be obtained from those local offices, but not online. Discounts are available for people who purchase multiple insurance products through AAA.
Property-Level Discounts
Burglary Protected
Fire Protection
Policy Discounts

Customer Experience

Customer Experience - 9 / 10

No data is available about consumer satisfaction with AAA renters insurance policies. Since these policies are issued by different carriers, consumers should ascertain exactly which insurance company writes AAA renters policies in their area and look at the BBB and TrustPilot for consumer reviews about that company.

Financial Strength Ratings

Financial Strength - 9 / 10

AAA offers rental insurance to its members, but the identity of the company that actually underwrites the policies varies from state to state and region to region. For that reason, consumers are advised to inquire at their local AAA agency about the identity of the carrier that underwrites the renters policies in their area and then perform some online investigation into that company's financial condition.
Company Type

Contact & Additional Information

Homepage URL
Company Phone
(407) 444-4240
Headquarters Address
1000 AAA Drive, Heathrow, FL, 32746

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Top Rated
Our Partner
10 / 10
  • Allstate Renters Insurance as low as $4 a month
  • Over 84 years of industry experience
  • Protect your belongings in & out of your apartment
  • Covers fire, theft or vandalism
  • Offers guest injury protection
  • Get an online quote or talk to an agent