YesMunee Personal Loans Review


Rating: 9.3 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. 
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YesMunee is a personal loan marketplace that connects users to lenders online for loans of up to $5000. The company is based in Cheshire, England and was designed for short-term relief from financial emergencies and needs. Its services are completely free and devoid of any additional or hidden fees.

How is YesMunee rated?

Breakdown

10/10
Loan Specifics
9/10
Qualification
9/10
Cost of Loan
10/10
Lender Reputation

Overall Rating: 9.3 / 10 (Excellent)

YesMunee is a good choice for anyone who needs smaller loans in a short span of time. It's also a good alternative for those with bad credit who still need this level of funding. Consumers should be aware that there is barely any information or feedback about the company, however.

YesMunee Loan Specifics

Loan Specifics - 9.5 / 10

The lenders YesMunee connects borrowers to offer loans on a lower spectrum, from $250 to $5,000. These loans have varying term lengths depending on the lender–but will generally have terms of three to sixty months–and can be used for just about anything a borrower wants. A loan decision can be determined in as little as one minute, but disbursement time is more difficult to measure given that it depends on the actual lender and not YesMunee.

Loan Uses

Debt/Credit Card Consolidation
Buy Home
Major Purchase
Home Improvement
Medical Expenses
Wedding
Moving/Relocation
Vacation
Start Business
Education
Loan Minimum
$250
Loan Maximum
$5,000
Term Length
3 to 60 months
Direct Deposit
No
Pay Creditors Directly
No
Decision Time
1 minute
Disbursement Time
Varies between lenders, may take as little as 15 minutes
Credit Insurance
No
Unemployment Protection
No

Representative Loan Sample

A $2,000 loan over a 24-month term would have a total payback amount, including interest, of $2,369.49. APR 18.2%.

YesMunee Qualification

Qualification - 9 / 10

YesMunee's basic requirements for eligibility are to be at least 18 years old and a U.S. citizen, have a valid checking account, not currently be a debtor in a bankruptcy case, or presently intend to voluntarily file for bankruptcy relief. In order to provide an accurate quote and connect borrowers to lenders, the company will also ask for basic information about their person, current employment status, and transfer details.
Personal Income Considered
Yes
Verify Bank Account
Yes
U.S. Citizen
Yes
Hard Credit Pull
No

Alternative Factors to Credit Score Considered

Applicants must not currently be debtors in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief.

YesMunee Cost of Loan

Cost of Loan - 9 / 10

YesMunee does not charge its users any fees whatsoever–it provides its loan quote and matching service completely free of charge. The companies that YesMunee connect to potential borrowers offer loans with drastically varying ranges of APR, from as low as 3.95% to 35.99%.
APR Range
3.95% to 35.99% APR
Origination Fee
0% Origination Fee

YesMunee Reputation

Lender Reputation - 9.5 / 10

YesMunee connects borrowers to lenders, and as such does not make loan decisions itself. It is hard to accurately measure YesMunee's reputation since it lacks any comprehensive consumer feedback online.
Type of Lender
Marketplace

Company Profile

Full Name
YesMunee Personal Loans
Company Website
Headquarters
120 Cross Street, Sale, Cheshire, England

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Our Partner
9.3 / 10
  • Connect to over 240 lenders with one click
  • Know if you’re approved in just 60 seconds
  • Loans between $250 and $5000
  • Rates from 3.95% to 35.99% APR
  • Terms from 3 to 60 months
  • 0 additional fees