Compare Discover vs. Even Financial Personal Loans

What’s the difference between Discover Personal Loans and Even Financial Personal Loans? See how our editors compare the two companies below.
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Discover Personal Loans
9.0 / 10 - Excellent
#7 in Personal Loans
Our Partner
Even Financial
9.5 / 10 - Excellent
#3 in Personal Loans
Our Partner
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Key Facts
  • Fixed-rate personal loans up to $35,000
  • Check your rate with no impact to your credit
  • No origination fees. No closing costs. No pre-payment penalties.
  • Loan terms from 36 to 84 months
  • Rates ranging from 6.99% to 24.99% APR
  • Funds sent the next business day after you accept loan.
     

  • Get personalized loan offers in less than 60 seconds
  • Borrow $1,000 to $100,000 for Debt Consolidation, Large Purchase, Home Improvement, Vacation, and more
  • Rates from 4.99% - 35.99% APR
  • Pay back in 24-84 months
  • Funds available as soon as next business day
  • Loan search is 100% free and does NOT affect your credit score - EVEN’s proprietary technology and algorithms will match you with the best loan offer instantly from its top online consumer lenders
ConsumersAdvocate.org Ratings
9.0 / 10 - Excellent
9/10
Loan Basics
10/10
Service Features
8/10
Qualification
9/10
Additional Fees
9/10
Customer Experience
9.5 / 10 - Excellent
9/10
Loan Basics
10/10
Service Features
10/10
Qualification
10/10
Additional Fees
10/10
Customer Experience
Customer Reviews
 (9)
4.6 / 10 - Average
33%
5 stars
11%
4 stars
0%
3 stars
0%
2 stars
56%
1 stars
 (19)
8.4 / 10 - Excellent
63%
5 stars
21%
4 stars
0%
3 stars
11%
2 stars
5%
1 stars
Final Verdict

Even Financial Personal Loans has a higher overall rating than Discover Personal Loans. Even Financial scores better than Discover across: Qualification, Additional Fees, and Customer Experience. Both companies score similarly on Loan Basics, and Service Features.

Latest Reviews

[email protected]
Irving, Texas
Even Financial Personal Loans review
4/29/2017
I got a great review.

Beth C
Hendersonville, North Carolina
Even Financial Personal Loans review
4/29/2017
I don't know I had never used them

L
LaToya L
Houston, Texas
Discover Personal Loans review
1/13/2017
Quick and very easy to use. Helped me with my bills with no problem

R
Rd
Linthicum Heights, Maryland
Even Financial Personal Loans review
11/24/2016
Easy process and simple to use. Highly recommended for you personal loan needs. I was able to find a lender and secure a loan quickly.

J
Jonathan
Brooklyn, New York
Even Financial Personal Loans review
11/16/2016
Straightforward process, very transparent and easy to understand rates and terms.

J
Jack
Ann Arbor, Michigan
Discover Personal Loans review
9/8/2016
I had an excellent experience with Discover Loans. I'd been receiving the pre-approved letters for awhile but only recently decided to contact them to see what they could offer - and I was pleasantly surprised how easy the process was. I received a better rate than I expected and the application was very straightforward. I'd done a Prosper loan in the past, which was also relatively straightforward, and my experience with Discover was slightly better in terms of simplicity in the process, but both were great. I'm not certain why others have had negative experiences, but mine was excellent (I don't have perfect credit, but I've never had a late payment and have a long credit history, so perhaps that helped me as well as my debt-to-income ratio not being too high).

X
XianGaM
Chicago, Illinois
Discover Personal Loans review
8/23/2016
Quick and easy process auto-pay and no surprises works good for me

C
Credit A
Broken Arrow, Oklahoma
Discover Personal Loans review
6/30/2016
I was quickly approved for a loan that I will be using to consolidate of a couple of credit cards. Process went very smoothly! I will be able to make one payment at a much lower interest rate now! Very happy with that. For those that are not getting approved, it is not the company....it is more than likely your credit history. If you are someone who pays your bills on time and have a decent income to debt ratio you should be just fine. If you have a crappy credit score.....good luck.