Compare Discover vs. Even Financial Personal Loans

What’s the difference between Discover Personal Loans and Even Financial Personal Loans? See how our editors compare the two companies below.
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Discover Personal Loans
9.4 / 10 - Exellent
#2 in Personal Loans
Our Partner
Even Financial
9.0 / 10 - Exellent
#4 in Personal Loans
Our Partner
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Key Facts

• Fixed-rate personal loans up to $35,000
• No origination fees. No closing costs. No pre-payment penalties.
• Loan terms from 36 to 84 months
• Rates ranging from 6.99% to 24.99% APR
• Funds sent the next business day after you accept loan.
• Funds sent directly to you or your creditors (your choice)

  • Get personalized loan offers in less than 60 seconds
  • Rates as low as 4.83%-35.99% APR
  • Pay back in 24-84 months
  • Funds available as soon as next business day
  • Loan search is 100% free and does NOT affect your credit score
  • Borrow $1,000 to $50,000 for Debt Consolidation, Wedding, Home Improvement, Vacation, and more
  • Shop dozens of providers in one place - our proprietary technology and algorithms find the best options and the best rates available
ConsumersAdvocate.org Ratings
9.4 / 10 - Exellent
10/10
Loan Basics
10/10
Additional Fees
10/10
Types of Lenders
10/10
Application Process
9/10
Service Features
9/10
Customer Service
9/10
Reviews
9.0 / 10 - Exellent
9/10
Loan Basics
9/10
Additional Fees
9/10
Types of Lenders
9/10
Application Process
8/10
Service Features
10/10
Customer Service
9/10
Reviews
Customer Reviews
 (12)
4.6 / 10 - Average
42%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
50%
1 stars
 (1)
10.0 / 10 - Exellent
100%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
0%
1 stars
Final Verdict

Discover Personal Loans has a higher overall rating than Even Financial Personal Loans. Discover scores better than Even Financial across: Loan Basics, Additional Fees, Types of Lenders, Application Process, and Service Features. However, Even Financial scores better on Customer Service. Both companies score similarly on Reviews.

Latest Reviews

R
Rd
11/24/2016
Easy process and simple to use. Highly recommended for you personal loan needs. I was able to find a lender and secure a loan quickly.

J
Jonathan
Brooklyn, New York
11/16/2016
Straightforward process, very transparent and easy to understand rates and terms.

J
Jack
9/8/2016
I had an excellent experience with Discover Loans. I'd been receiving the pre-approved letters for awhile but only recently decided to contact them to see what they could offer - and I was pleasantly surprised how easy the process was. I received a better rate than I expected and the application was very straightforward. I'd done a Prosper loan in the past, which was also relatively straightforward, and my experience with Discover was slightly better in terms of simplicity in the process, but both were great. I'm not certain why others have had negative experiences, but mine was excellent (I don't have perfect credit, but I've never had a late payment and have a long credit history, so perhaps that helped me as well as my debt-to-income ratio not being too high).

X
XianGaM
Buffalo Grove, Illinois
8/23/2016
Quick and easy process auto-pay and no surprises works good for me

C
Credit Approved
Wagoner, Oklahoma
6/30/2016
I was quickly approved for a loan that I will be using to consolidate of a couple of credit cards. Process went very smoothly! I will be able to make one payment at a much lower interest rate now! Very happy with that. For those that are not getting approved, it is not the company....it is more than likely your credit history. If you are someone who pays your bills on time and have a decent income to debt ratio you should be just fine. If you have a crappy credit score.....good luck.