Compare Discover vs. SoFi Personal Loans
- Fixed-rate personal loans up to $35,000
- Check your rate with no impact to your credit
- No origination fees. No closing costs. No pre-payment penalties.
- Loan terms from 36 to 84 months
- Rates ranging from 6.99% to 24.99% APR
- Funds sent the next business day after you accept loan.
- Our #1 Choice for Borrowers with Excellent Credit
- Up to $100,000 for Debt Consolidation, Home Improvements & More
- No Origination Fees or Pre-Payment Penalties, Unemployment Protection
- As low as 5.49% Fixed or 5.17% Variable (with AutoPay)
- Loan terms of 3-7 years
- SoFi Borrowers Improved Their Credit Scores Paying Off Credit Card Debt*
SoFi Personal Loans has a higher overall rating than Discover Personal Loans. SoFi scores better than Discover across: Loan Basics, and Service Features. However, Discover scores better on Qualification. Both companies score similarly on Additional Fees, and Customer Experience.