Upgrade Personal Loans Review
Disclosure: We receive advertising revenue from this partner.
Upgrade is a lending company based in San Francisco, California. It is an online lending platform that offers consumers free credit monitoring and access to personal loans of up to $50,000. The company’s co-founder and CEO Renaud Laplanche is the former head of LendingClub, an online lending company that has lent more than $28 billion to over 2 million borrowers since 2007.
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Customer Comments & Reviews
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Do NOT apply with Upgrade you will be wasting your time and taking hard hit on our credit. I applied on 5/18/18 I had all documents uploaded, returned a call to Alexis on 5/21/18 and was told loan was being DECLINED because I did not cash my work checks. Ask her supervisor Alahandra if she could explain. Her answer was if I didn't cash my check they can't verify my income. The name is Upgrade but there was nothing UPGRADE about their service
UPGRADE PERSONAL LOANS? WORSE COMPANY EVER DEALT WITH!!!!! STAY CLEAR!!!! So do yourself a great favor, and do not even think about dealing with these antiquated, backwoods, indecisive MORONS that call themselves a business. I’m not normally so harsh, but these chimpanzees? DESERVE EVERY WORD I WRITE AMD MORE!!!! Words cannot possibly express Upgrades lack of honor, lack of commitment and most importantly, lack of any sign of intelligent life. 2 1/2 weeks of asking for documents. 35 plus documents sent. Called me TWICE and told me LOAN WAS APPROVED to “be on the lookout” for an email. No email arrived. Can you imagine how horrible it would be, how it messes with ones psyche, to... Read More
The advertised four day process has turned into 30 day process. The loan was approved and sent back to review status twice. Loan specialist Katy is now M.I.A.
I spilled out the application through Credit Karma and received an email from upgrade saying that I was approved for my $2,500 loan. They gave me the interest rates and the monthly payment etc etc. They asked me for my bank routing number and account number so that they could deposit my loan. Been 3 weeks now no emails no phone calls they won't return my calls and no deposit I think I got scammed beware
- Personal loans of up to $50,000
- Low, fixed rates starting at 5.96% that will never change
- Flexible 3 or 5 year repayment schedules that fit your budget
- Fast Funding. Money is sent to your bank account within a day of clearing any verifications
- Transparent terms and absolutely no prepayment penalties
- Access to free credit monitoring, alerts, and features to help you understand your credit
- No obligation and no impact to your credit score when you check your rate