SoFi Personal Loans Review
48 Customer Comments & Reviews - see all comments
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SoFi is the second largest marketplace lender around today, providing student loan refinancing, mortgages, and personal loans. With over $14 billion in loans issued to date, SoFi offers some of the most attractive rates in the industry. They can do this given their nontraditional underwriting approach that takes into account merit and employment history, among other factors.
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48 Customer Comments & Reviews
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loan process started easy and pain free.
I found the process to be simple and easy. I would recommend Sofia Personal Loans to my friends.
Easy application. Can finally get to living within my income
I was skeptical after reading some of the reviews. Credit Karma had my Score in the mid 600s due to a foreclosure over 3 years ago and high credit card debt. I submitted all of my information to get a personal loan for a large purchase. I submitted all of my income information - paystubs, year end paystubs, w-2s, & driver's license for personal verification. I was notified of approval within a few hours and signed the paperwork by the end of the day. The rate was under 10% with auto debit which is quite good for an unsecured loan. The next day I received a verification call and the loan funded that evening. My actual score was 745 and I was unbelievably surprised by how quick and... Read More
I got the 'pre-approved' notice also. I thought great, I can consolidate all my small debts and make jus one payment a month, yay. Unfortunately, the pre-approved was a scam to get you onto their site. I fell for it. Logged in, set up an account and filled out the information as requested. My pre-approved status turned into a sorry, we cant help you but go to this other place who wants to charge you a 36% interest rate. I contacted several people at SoFi concerning this. If I am pre-approved, why will they not make the loan. I have a good credit score and a full time job making decent money. I was told that the majority of the people who actually get loans from SoFi make... Read More
Excellent rating for personal loans
They. Treat u fare
Great that I can get a loan for important items. Thanks for all your help.
Every easy to get too
- Our #1 choice for borrowers with excellent credit
- Up to $100,000 for debt consolidation, home improvements & more
- Zero fees of any kind
- As low as 5.95% fixed or 5.825% variable (with AutoPay)
- Loan terms of 3-7 years
- SoFi borrowers improved their credit scores by paying off credit card debt*