Pick a Lender Personal Loans Review

Rating: 5.6 / 10 (Average)
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Pick a Lender is a lending network that makes it easy for personal loan hunters to access lenders nationwide. Personal loans range between $1,000-$35,000 and can get direct deposited to your bank by the next business day, if approved. Their service is completely free, and all loan terms are settled between borrowers and their lenders.

How is Pick a Lender rated?


Loan Specifics
Cost of Loan
Lender Reputation

Overall Rating: 5.6 / 10 (Average)

Pick a Lender is a lending network that makes it easy for personal loan hunters to access lenders nationwide. With multiple lenders on the aggregator, a customer's chances of successfully obtaining a loan are vastly improved. Pick a Lender's service is completely free, and all loan terms are settled between the borrower and the lender. Potential borrowers should keep in mind however, that there was barely any sort of feedback for the company's services online, and they offer almost no information about the kind of lender one may find on their website.

Pick a Lender Loan Specifics

Loan Specifics - 6 / 10

Personal loans found through Pick a Lender's platform range between $100 to $35,000 and can get directly deposited to your bank as soon as the next business day, if approved. Any other information about loan specifics must be acquired from the independent lenders featured on the website.

Loan Uses

Debt/Credit Card Consolidation
Buy Home
Major Purchase
Home Improvement
Medical Expenses
Start Business
Loan Minimum
Loan Maximum
Direct Deposit

Representative Loan Sample

A $10,000 loan with an origination fee of 6% for a period of 24 months with an APR of 24.0980% would have a payment of $529.20 per month (actual terms and rate depend on credit history, income and other factors).

Pick a Lender Qualification

Qualification - 6 / 10

Pick a Lender barely specifies any requirement for loan approval. This is because they do not negotiate with customers directly, instead connecting borrowers to direct lenders.
Personal Income Considered
U.S. Citizen

Pick a Lender Cost of Loan

Cost of Loan - 5 / 10

Pick a Lender does not state any information about APR ranges or fees before borrowers apply for a loan. Information about a loan's cost and fees must be procured from the actual lenders who offer the loans through the Pick a Lender marketplace.

Pick a Lender Reputation

Lender Reputation - 5 / 10

Pick a Lender really doesn't have any sort of reputation. Although it was apparently founded in 2006, it has no presence on the BBB, Trustpilot, or the CFPB. Furthermore, the company barely has any reviews from third parties.
Type of Lender
Year Founded
Consumer Financial Protection Board (CFPB) Complaints

Company Profile

Full Name
Pick a Lender Personal Loans
Company Website
6709 W. 119th Street #338, Overland Park, KS, 66209

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9.9 / 10
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