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PersonalLoanPro Personal Loans Review

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Founded in 2017, PersonalLoanPro is an online personal loan marketplace that partners with a huge network of loan providers. Customers need only input limited information and PersonalLoanPro connects them with potential loan offers. Decision time can be as fast as two minutes.

How is PersonalLoanPro rated?

Breakdown

0.1/5
Flexibility
0.1/5
Interest Rates
0.0/5
Discounts & Fees
0.0/5
Customer Service and Reputation

Overall Rating: 3.9 / 5 (Very good)

PersonalLoanPro is a great choice for a personal loan marketplace because they offer an easy process, quick decision time, and partner with some of the most modern and reputable lenders in the industry today. Partners include Upgrade, LendingClub, and SoFi. Some of these lenders, like SoFi, offer personal loans with no fees whatsoever. PersonalLoanPro is ideal for those who are not sure what they may qualify for as the company takes into consideration all personal information, including credit score, and shows customers only those offers for which they are likely to qualify.

PersonalLoanPro Loan Specifics

Loan Specifics - 4.5 / 5

PersonalLoanPro can offer loans for as little as $1,000 and as much as $50,000 for periods of anywhere between 2 months and 15 years. The company is able to offer such a wide variety of loan amounts and terms because it partners with several different direct lenders in order to find customers the best loan to fit their needs. Customers need only input some basic personal information and PersonalLoanPro can get them matched with an appropriate loan in about 2 minutes. Loans through PersonalLoanPro are typically used for such things as medical bills, debt consolidation, and making home improvements. Prospective borrowers must enter the desired amount, their estimated credit score, employment status, annual income, pay frequency, residence type, zip code, address, email, phone number, and social security number.

Loan Uses

Debt/Credit Card Consolidation
Buy Home
Major Purchase
Home Improvement
Medical Expenses
Wedding
Moving/Relocation
Vacation
Start Business
Education
Taxes
Loan Minimum
$1,000
Loan Maximum
$50,000
Term Length
3 months - 15 years
Direct Deposit
Yes
Decision Time
2 minutes
Disbursement Time
1-2 business days

Representative Loan Sample

An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan.

PersonalLoanPro Qualification

Qualifications & Flexibility - 5 / 5

Since PersonalLoanPro partners with several personal loan providers, qualification criteria will depend on the affiliate ultimately selected. However, PersonalLoanPro also takes into account your credit score and other personal information before they select the possible loan provider. This means customers will be shown the available loan providers that they are most likely able to qualify with. PersonalLoanPro also does not do a hard credit pull, so prospective customers' credit score will not be affected in the process.
Minimum FICO Score
depends on lender
Education Requirements
depends on lender
Debt to Income Ratio
depends on lender
Verify Bank Account
Yes
U.S. Citizen
Yes
Hard Credit Pull
No

PersonalLoanPro Cost of Loan

Costs, Interest Rates, Discounts & Fees - 5 / 5

Loan fees will vary depending on the lender. Nowadays, many online lenders offer personal loans with no fees of any kind, even no late fees. However, some do charge late fees, origination fees, and even prepayment fees. We encourage consumers to research the fee schedule of whichever lender PersonalLoanPro ultimately seeks to pair them with. APRs for loans through PersonalLoanPro can be as low as 3.99%. Clearly, the better qualified the borrower, the more likely they are to be offered those lower rates.
APR Range
3.99% - 35.99% APR
Origination Fee
depends on lender

PersonalLoanPro Reputation

Customer Service and Reputation - 5 / 5

It is difficult to judge the reputation of PersonalLoanPro as the online portal has not been in operation for long. It does not have a BBB entry and is not listed on Trustpilot. However, many of the companies PersonalLoanPro partners with have great reputations among customers. These include SoFi, Prosper, and LendingClub, among others.
Type of Institution
Marketplace
Year Founded
2017

Headquarters Address
835 Main Ave, Durango, CO, 81301
Homepage URL

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Customer Comments & Reviews

Loading Reviews ...
kimmmaxx1
4/25/2022
Hello , I’m trying to get a personal loan , that I don’t have to payback a major payment plan. I’m going through a separation now , trying to pay bills and raise my son . I’m trying to get outta dept but every time I try to apply I get a loan that’s not gonna help me with nothing or pay my bills off .So I’m just trying to see before I apply are y’all willing to give more then a 1000. Cause my bills are more then that . I also would like to keep a little something on me to hold me until my next paycheck. Cause living pay Check to pay check is not helping me . Then borrowing from others is not good when it takes forever to pay them back because you don’t have the funds when all your other... Read More


E
Eugene B
3/16/2022
OUTSTANDING!I THINK IT'S A GREAT PLACE TO GET A LOAN. HOPING THAT I QUALIFY FOR THE LOAN.


coachrenrick
8/28/2021
I try getting a loan but did not ever got directed to the loan department, I was sent to somethings that i am not interested in



Top Rated
Our Partner
  • Get personalized pre-qualified rates from multiple lenders.
  • 2 Minute Process
  • Loans from $600 - $200,000 
  • Rates from  7.49% - 35.99% APR
  • Loan terms of 1 - 7 years.
  • Rated A+ by the BBB