Rating: 8.7 / 10 (Excellent)
14 Customer Reviews - see all comments
Disclosure: We receive advertising revenue from this partner. Learn more.
PersonalLoans.com is not a direct lender. It is a loan matching service that connects personal loan borrowers with its network of lenders. The company provides an easy online application form which it subsequently forwards to lenders for approval. PersonalLoans currently offers three options; peer-to-peer lending, personal installment loans and bank loans. PersonalLoans is a free service and no fees are collected during the application process.   


Peer to peer Lending

Credit Score


Minimum Income

$2,000 per month, must be verifiable

Income Source

Employed or Self-Employed

Loan Range Given

$1,000 to $35,000

 Personal Installment Loans

Credit Score


Minimum Income

$2,000 per month

Income Source

Employed, Self-Employed or Benefits

Loan Range Given

$1,000 to $20,000

Loan Details

Unsecured Personal Loans

Minimum Loan Amount


Maximum Loan Amount


Minimum Loan Period

6 Months

Maximum Loan Period

72 Months

Loan Rates

Max 35.99%

Direct Deposit


PersonalLoans Representative Sample

A consumer borrowing $4,000 at a 6% APR over a 24-month period would end up paying a total of $4,254.78.



Online Application Time

A few minutes

Response Time

In as little as a few minutes


US Citizen or Permanent Resident

Valid ID

Regular Income

Checking Account

Good Credit Score

Information Used

Amount Requested

Credit Score

Loan Reason

PersonalLoans Summary

PersonalLoans offers you the details of what it takes for your personal loan to get approved. This at least gives you an idea of your chances of success. Remember that lenders often do a credit check which ultimately affects the likelihood of you getting approved for future loan applications. Overall, PersonalLoans.com is one of the best sources for personal loans. It gives borrowers a seamless portal for connecting with various types of lenders giving them a great chance of locking in personal loans with the best available rates. 

Our Partner
8.7 / 10
  • A+ Rating with the BBB
  • $35,000 loans for any credit type!
  • Free service to help you find the right loan for your needs
  • Pay it back in 6-72 months depending on lender terms
  • Max 35.99% APR
  • Loans for any purpose! Students, Cars, Vacations & more! 

Latest PersonalLoans Reviews

Dallas, Texas

This review was very helpful and thorough.I have a better understand of the difference kinds of loan

Thomas A
Houston, Texas

Helpful service and cane at the exact right time for me. I couldn't be happier.

Theresa H
Oakland, California

Same thing as others n frustrating as hell. They have you enter in your information and you know we get redirected to other lenders don't approve you so your information is out there to be used against you and it's a waste your time

Silver Lake, Kansas

Disgusting. I applied. I received NO help at all!!!

Gina c
Dallas, Texas

I've took a look. It seems that all the offers are applicable to a persons needs. Thanks.

Richardson, Texas

This company offered me a loan when others would not. They are a good upstanding company in my eyes.

Bill m
Osseo, Wisconsin

Very handy to work with. Very nice workers.

Birmingham, Alabama

I think consumer advocate is a great company.

Susan W
Antioch, Tennessee

By the way every thing was written about the loans.the time that it would take to pay it off .everything was so easy to understand.my credit score is not 600or above.I would like to get a loan and pay a couple of things off and the only thing that I would have to pay would be the loan,rent,power bill

Tim H
Westmoreland, Tennessee

Company claims to lend money to all credit types but rejects you when you fill out a application

Lou m
Turbotville, Pennsylvania

This is a joke want me to pay for a credit score

Diane P
Brooklyn, New York

So far lets say this is by far the best i have come in contact with ...Fast and effiecient

Randy R
Aurora, Illinois

I attempted to apply for a loan on this site only to find out I don't meet the criteria for any of them. It's the same old bait and switch. They advertise loans regardless of credit but you get denied based on your credit and there all kinds of hidden requirements that you are not told up front this is just another racket that unneccesarily elevates the hopes of people who are in desperate financial situations, only to dash those hopes. You need to stop giving people false hope of relieving their financial and credit problems.

Forest City, North Carolina

This company kept calling my phone and would not say anything. Strange. I called to ask them to stop, put on hold, then hung up again. IF YOU DO BUSINESS HERE YOU WILL BE SORRY.