PersonalLoans Review
Category
Peer to peer Lending
|
Credit Score |
600+ |
|
Minimum Income |
$2,000 per month, must be verifiable |
|
Income Source |
Employed or Self-Employed |
|
Loan Range Given |
$1,000 to $35,000 |
Personal Installment Loans
|
Credit Score |
580+ |
|
Minimum Income |
$2,000 per month |
|
Income Source |
Employed, Self-Employed or Benefits |
|
Loan Range Given |
$1,000 to $20,000 |
Loan Details
|
Unsecured Personal Loans |
✔ |
|
Minimum Loan Amount |
$1,000 |
|
Maximum Loan Amount |
$35,000 |
|
Minimum Loan Period |
90 days |
|
Maximum Loan Period |
72 Months |
|
Loan Rates |
Max 35.99% |
|
Direct Deposit |
✔ |
PersonalLoans Representative Sample
A consumer borrowing $4,000 at a 6% APR over a 24-month period would end up paying a total of $4,254.78.
Application
|
Online Loan Request Time |
A few minutes |
|
Response Time |
In as little as a few minutes |
|
Qualifications |
|
|
US Citizen or Permanent Resident |
✔ |
|
Valid ID |
✔ |
|
Regular Income |
✔ |
|
Checking Account |
✔ |
|
Good Credit Score |
✔ |
|
Information Used |
|
|
Amount Requested |
✔ |
|
Credit Score |
✔ |
|
Loan Reason |
✔ |
PersonalLoans Summary
PersonalLoans offers you the details of what it takes for your personal loan to get approved.
This at least gives you an idea of your chances of success. Remember that lenders often do a credit check which ultimately affects the likelihood of you getting approved for future loan requests.
Overall, PersonalLoans.com is one of the best sources for personal loans.
It gives borrowers a seamless portal for connecting with various types of lenders giving them a great chance of locking in personal loans with rates that can work.
- A+ Rating with the BBB. Free service to help you find the right loan for your needs.
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