PersonalLoans Review


Rating: 8.1 / 10 (Excellent)
18 Customer Reviews - see all reviews
Disclosure: We receive advertising revenue from this partner. Learn more.
How is PersonalLoans rated?
8/10
Loan Basics
10/10
Additional Fees
8/10
Types of Lenders
8/10
Application Process
9/10
Service Features
9/10
Customer Service
9/10
Reviews
5/10
Loan Qualification

PersonalLoans.com is not a direct lender. It is a loan matching service that connects personal loan borrowers with its network of lenders. The company provides an easy online application form which it subsequently forwards to lenders for approval. PersonalLoans currently offers three options; peer-to-peer lending, personal installment loans and bank loans. PersonalLoans is a free service and no fees are collected during the application process.   

Category

Peer to peer Lending

Credit Score

600+

Minimum Income

$2,000 per month, must be verifiable

Income Source

Employed or Self-Employed

Loan Range Given

$1,000 to $35,000

 Personal Installment Loans

Credit Score

580+

Minimum Income

$2,000 per month

Income Source

Employed, Self-Employed or Benefits

Loan Range Given

$1,000 to $20,000

Loan Details

Unsecured Personal Loans

Minimum Loan Amount

$1,000

Maximum Loan Amount

$35,000

Minimum Loan Period

6 Months

Maximum Loan Period

72 Months

Loan Rates

Max 35.99%

Direct Deposit

 

PersonalLoans Representative Sample

A consumer borrowing $4,000 at a 6% APR over a 24-month period would end up paying a total of $4,254.78.

 

Application

Online Application Time

A few minutes

Response Time

In as little as a few minutes

Qualifications

US Citizen or Permanent Resident

Valid ID

Regular Income

Checking Account

Good Credit Score

Information Used

Amount Requested

Credit Score

Loan Reason

PersonalLoans Summary

PersonalLoans offers you the details of what it takes for your personal loan to get approved. This at least gives you an idea of your chances of success. Remember that lenders often do a credit check which ultimately affects the likelihood of you getting approved for future loan applications. Overall, PersonalLoans.com is one of the best sources for personal loans. It gives borrowers a seamless portal for connecting with various types of lenders giving them a great chance of locking in personal loans with the best available rates. 

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Latest Reviews

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Jay Cee
Lakeland, Florida
2/12/2017
I need the money to relocate.I need it bad.

J
Jeremy
2/9/2017
I think its time for me to start getting back into the work force and make a name for myself..

G
Gina consula
2/8/2017
I've took a look. It seems that all the offers are applicable to a persons needs. Thanks.

F
FRANCOISE FLANNIGAN
2/6/2017
This company offered me a loan when others would not. They are a good upstanding company in my eyes.

D
Dennis Ray
Holly Springs, North Carolina
2/1/2017
I have tried to pay my accounts on time, but I wasn"t even given an opportunity. I was defrauded and my entire bank account was stolen. This is the only reason I am trying to get a loan to start with!

R
Rebecca Morris
1/23/2017
After read thier policy. I really pray to god they give me chance. After all everyone else put me down😥😥😥😥

R
Rebecca Morris
1/23/2017
After read thier policy. I really pray to god they give me chance. After all everyone else put me down😥😥😥😥

B
Bill marionr
La Crosse, Wisconsin
1/22/2017
Very handy to work with. Very nice workers.

D
[email protected]
12/31/2016
I think consumer advocate is a great company.

Susan Wheeler
Nashville, Tennessee
12/26/2016
By the way every thing was written about the loans.the time that it would take to pay it off .everything was so easy to understand.my credit score is not 600or above.I would like to get a loan and pay a couple of things off and the only thing that I would have to pay would be the loan,rent,power bill

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