PersonalLoans Review


Rating: 8.6 / 10 (Excellent)
28 Customer Reviews - see all reviews
Disclosure: We receive advertising revenue from this partner. Learn more.
How is PersonalLoans rated?
8/10
Loan Basics
10/10
Service Features
8/10
Qualification
8/10
Additional Fees
9/10
Customer Experience

PersonalLoans.com is not a direct lender. It is a loan matching service that connects personal loan borrowers with its network of lenders. The company provides an easy online application form which it subsequently forwards to lenders for approval. PersonalLoans currently offers three options; peer-to-peer lending, personal installment loans and bank loans. PersonalLoans is a free service and no fees are collected during the application process.   

Category

Peer to peer Lending

Credit Score

600+

Minimum Income

$2,000 per month, must be verifiable

Income Source

Employed or Self-Employed

Loan Range Given

$1,000 to $35,000

 Personal Installment Loans

Credit Score

580+

Minimum Income

$2,000 per month

Income Source

Employed, Self-Employed or Benefits

Loan Range Given

$1,000 to $20,000

Loan Details

Unsecured Personal Loans

Minimum Loan Amount

$1,000

Maximum Loan Amount

$35,000

Minimum Loan Period

6 Months

Maximum Loan Period

72 Months

Loan Rates

Max 35.99%

Direct Deposit

 

PersonalLoans Representative Sample

A consumer borrowing $4,000 at a 6% APR over a 24-month period would end up paying a total of $4,254.78.

 

Application

Online Application Time

A few minutes

Response Time

In as little as a few minutes

Qualifications

US Citizen or Permanent Resident

Valid ID

Regular Income

Checking Account

Good Credit Score

Information Used

Amount Requested

Credit Score

Loan Reason

PersonalLoans Summary

PersonalLoans offers you the details of what it takes for your personal loan to get approved. This at least gives you an idea of your chances of success. Remember that lenders often do a credit check which ultimately affects the likelihood of you getting approved for future loan applications. Overall, PersonalLoans.com is one of the best sources for personal loans. It gives borrowers a seamless portal for connecting with various types of lenders giving them a great chance of locking in personal loans with the best available rates. 

Start your review for PersonalLoans

Latest Reviews

5.96
Based on customer reviews
28 Reviews
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T
Thomas A
Houston, Texas
8/22/2017
Helpful service and cane at the exact right time for me. I couldn't be happier.

T
Theresa H
San Francisco, California
6/26/2017
Same thing as others n frustrating as hell. They have you enter in your information and you know we get redirected to other lenders don't approve you so your information is out there to be used against you and it's a waste your time

Jamal J
Bethel Park, Pennsylvania
5/26/2017
Need a personal loan for needs

C
Chanell B
Buena Park, California
5/11/2017
I just applied through their website and they provided me with the following (email below) and an approval which I signed with the supposed lender. Now, I can't get through to them, I can't log into the site with the password they gave me and I went through chat to try and get some assistance and they closed the chat and didn't even respond. I had supplied all of my banking information and social security number, shame on me for thinking they were legitimate! Now I need to close my account in the event they attempt to fraudulently take from my account! Welcome, Chanell! Thank you for your $12000 request through PersonalLoans.com. We are happpy we were able to match you with a... Read More

D
Della
, Illinois
3/28/2017
I need the money for medical and to start getting my credit back

M
Michael S
Baltimore, Maryland
3/20/2017
Trying to help my daughter with her wedding and maybe take a mini vacation i work 80 plus hours a week and need a little vacation!!

6
Walled Lake, Michigan
3/14/2017
I am in need of repairs in my home to update the present dullness of the walls & the update of the water heater needs a new element or a complete water heater & to replace the shower door that has been broken for many years. It leaks of water on the floor.

R
Randy P
Sacramento, California
3/6/2017
Absolutely horrible. Im reporting this agency to the Federal Cyber Crime Task Force, and C4, the California Cyber Crime Task Force. It is my position that these people only have consumers enter in their vital info, knowing in advance that you don't qualify, but, they tell you, our partners may help, and then you are suddenly redirected to a strange page. This is done so that they can gather your info and then sell it to their partners. Also, visiting Class Action Lawsuits to inquire about unwanted phishing violations as well as FCC rules.

C
Tucker, Georgia
3/4/2017
I dnt know hope this help

D
Deb
Edgerton, Kansas
3/2/2017
Disgusting. I applied. I received NO help at all!!!

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