PersonalLoans Review

Rating: 8.9 / 10 (Very good)
9 Customer Reviews - see all reviews
Disclosure: We receive advertising revenue from this partner. Learn more.
How is PersonalLoans rated?
Loan Basics
Additional Fees
Types of Lenders
Application Process
Service Features
Customer Service
Reviews is not a direct lender. It is a loan matching service that connects personal loan borrowers with its network of lenders. The company provides an easy online application form which it subsequently forwards to lenders for approval. PersonalLoans currently offers three options; peer-to-peer lending, personal installment loans and bank loans. PersonalLoans is a free service and no fees are collected during the application process.   


Peer to peer Lending

Credit Score


Minimum Income

$2,000 per month, must be verifiable

Income Source

Employed or Self-Employed

Loan Range Given

$1,000 to $35,000

 Personal Installment Loans

Credit Score


Minimum Income

$2,000 per month

Income Source

Employed, Self-Employed or Benefits

Loan Range Given

$1,000 to $20,000

Loan Details

Unsecured Personal Loans

Minimum Loan Amount


Maximum Loan Amount


Minimum Loan Period

6 Months

Maximum Loan Period

72 Months

Loan Rates

Max 35.99%

Direct Deposit


PersonalLoans Representative Sample

A consumer borrowing $4,000 at a 6% APR over a 24-month period would end up paying a total of $4,254.78.



Online Application Time

A few minutes

Response Time

In as little as a few minutes


US Citizen or Permanent Resident

Valid ID

Regular Income

Checking Account

Good Credit Score

Information Used

Amount Requested

Credit Score

Loan Reason

PersonalLoans Summary

PersonalLoans offers you the details of what it takes for your personal loan to get approved. This at least gives you an idea of your chances of success. Remember that lenders often do a credit check which ultimately affects the likelihood of you getting approved for future loan applications. Overall, is one of the best sources for personal loans. It gives borrowers a seamless portal for connecting with various types of lenders giving them a great chance of locking in personal loans with the best available rates. 

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I think consumer advocate is a great company.

Susan Wheeler
Nashville, Tennessee
By the way every thing was written about the loans.the time that it would take to pay it off .everything was so easy to credit score is not 600or above.I would like to get a loan and pay a couple of things off and the only thing that I would have to pay would be the loan,rent,power bill

christina foster
Buffalo, Wyoming
i need to fix up my car so i can go to my drs appioment and take the animals to the vets and pay off the vet bills the vet bill is 700 for the vet and for the car is 600 to fix it right

Lou m
Plymouth Meeting, Pennsylvania
This is a joke want me to pay for a credit score

Michelle S
Mesa, Arizona

Diane P
Brooklyn, New York
So far lets say this is by far the best i have come in contact with ...Fast and effiecient

Randy R.
Aurora, Illinois
I attempted to apply for a loan on this site only to find out I don't meet the criteria for any of them. It's the same old bait and switch. They advertise loans regardless of credit but you get denied based on your credit and there all kinds of hidden requirements that you are not told up front this is just another racket that unneccesarily elevates the hopes of people who are in desperate financial situations, only to dash those hopes. You need to stop giving people false hope of relieving their financial and credit problems.

jennifer lynn grcia
to buy a home

Forest City, North Carolina
This company kept calling my phone and would not say anything. Strange. I called to ask them to stop, put on hold, then hung up again. IF YOU DO BUSINESS HERE YOU WILL BE SORRY.

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