PersonalLoans Review

Rating: 8.7 / 10 (Excellent)
14 Customer Comments & Reviews - see all comments
Disclosure: We receive advertising revenue from this partner. 
Learn more. is not a direct lender. It is a loan matching service that connects personal loan borrowers with its network of lenders. The company provides an easy online application form which it subsequently forwards to lenders for approval. PersonalLoans currently offers three options; peer-to-peer lending, personal installment loans and bank loans. PersonalLoans is a free service and no fees are collected during the application process.   


Peer to peer Lending

Credit Score


Minimum Income

$2,000 per month, must be verifiable

Income Source

Employed or Self-Employed

Loan Range Given

$1,000 to $35,000

 Personal Installment Loans

Credit Score


Minimum Income

$2,000 per month

Income Source

Employed, Self-Employed or Benefits

Loan Range Given

$1,000 to $20,000

Loan Details

Unsecured Personal Loans

Minimum Loan Amount


Maximum Loan Amount


Minimum Loan Period

6 Months

Maximum Loan Period

72 Months

Loan Rates

Max 35.99%

Direct Deposit


PersonalLoans Representative Sample

A consumer borrowing $4,000 at a 6% APR over a 24-month period would end up paying a total of $4,254.78.



Online Application Time

A few minutes

Response Time

In as little as a few minutes


US Citizen or Permanent Resident

Valid ID

Regular Income

Checking Account

Good Credit Score

Information Used

Amount Requested

Credit Score

Loan Reason

PersonalLoans Summary

PersonalLoans offers you the details of what it takes for your personal loan to get approved. This at least gives you an idea of your chances of success. Remember that lenders often do a credit check which ultimately affects the likelihood of you getting approved for future loan applications. Overall, is one of the best sources for personal loans. It gives borrowers a seamless portal for connecting with various types of lenders giving them a great chance of locking in personal loans with the best available rates. 

Leave a comment for PersonalLoans
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

14 Customer Comments & Reviews

Loading Reviews ...
Dallas, Texas
This review was very helpful and thorough.I have a better understand of the difference kinds of loan

Thomas A
Houston, Texas
Helpful service and cane at the exact right time for me. I couldn't be happier.

Theresa H
Oakland, California
Same thing as others n frustrating as hell. They have you enter in your information and you know we get redirected to other lenders don't approve you so your information is out there to be used against you and it's a waste your time

Silver Lake, Kansas
Disgusting. I applied. I received NO help at all!!!

Gina c
Dallas, Texas
I've took a look. It seems that all the offers are applicable to a persons needs. Thanks.

Richardson, Texas
This company offered me a loan when others would not. They are a good upstanding company in my eyes.

Bill m
Osseo, Wisconsin
Very handy to work with. Very nice workers.

Birmingham, Alabama
I think consumer advocate is a great company.

Susan W
Antioch, Tennessee
By the way every thing was written about the loans.the time that it would take to pay it off .everything was so easy to credit score is not 600or above.I would like to get a loan and pay a couple of things off and the only thing that I would have to pay would be the loan,rent,power bill

Tim H
Westmoreland, Tennessee
Company claims to lend money to all credit types but rejects you when you fill out a application

Our Partner
8.7 / 10
  • A+ Rating with the BBB
  • $35,000 loans for any credit type!
  • Free service to help you find the right loan for your needs
  • Pay it back in 6-72 months depending on lender terms
  • Max 35.99% APR
  • Loans for any purpose! Students, Cars, Vacations & more!