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PersonalLoans Review

14 Customer Comments & Reviews - see all comments
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PersonalLoans.com is not a direct lender. It is a loan connecting service that connects personal loan borrowers with its network of lenders.

The company provides an easy online loan request form which it subsequently forwards to lenders for approval.

PersonalLoans currently offers three options; peer-to-peer lending, personal installment loans and bank loans.

PersonalLoans is a free service and no fees are collected during the loan request process.   
 
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Category

Peer to peer Lending

Credit Score

600+

Minimum Income

$2,000 per month, must be verifiable

Income Source

Employed or Self-Employed

Loan Range Given

$1,000 to $35,000

 Personal Installment Loans

Credit Score

580+

Minimum Income

$2,000 per month

Income Source

Employed, Self-Employed or Benefits

Loan Range Given

$1,000 to $20,000

Loan Details

Unsecured Personal Loans

✔

Minimum Loan Amount

$1,000

Maximum Loan Amount

$35,000

Minimum Loan Period

90 days

Maximum Loan Period

72 Months

Loan Rates

Max 35.99%

Direct Deposit

✔

 

PersonalLoans Representative Sample

A consumer borrowing $4,000 at a 6% APR over a 24-month period would end up paying a total of $4,254.78.

 

Application

Online Loan Request Time

A few minutes

Response Time

In as little as a few minutes

Qualifications

US Citizen or Permanent Resident

✔

Valid ID

✔

Regular Income

✔

Checking Account

✔

Good Credit Score

✔

Information Used

Amount Requested

✔

Credit Score

✔

Loan Reason

✔

PersonalLoans Summary

PersonalLoans offers you the details of what it takes for your personal loan to get approved.

This at least gives you an idea of your chances of success. Remember that lenders often do a credit check which ultimately affects the likelihood of you getting approved for future loan requests.

Overall, PersonalLoans.com is one of the best sources for personal loans.

It gives borrowers a seamless portal for connecting with various types of lenders giving them a great chance of locking in personal loans with rates that can work. 

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14 Customer Comments & Reviews

Loading Reviews ...
R
Rosaura
9/13/2017
This review was very helpful and thorough.I have a better understand of the difference kinds of loan

T
Thomas A
8/21/2017
Helpful service and cane at the exact right time for me. I couldn't be happier.

T
Theresa H
6/26/2017
Same thing as others n frustrating as hell. They have you enter in your information and you know we get redirected to other lenders don't approve you so your information is out there to be used against you and it's a waste your time

D
Deb
3/1/2017
Disgusting. I applied. I received NO help at all!!!

G
Gina c
2/7/2017
I've took a look. It seems that all the offers are applicable to a persons needs. Thanks.

F
FRANCOISE F
2/6/2017
This company offered me a loan when others would not. They are a good upstanding company in my eyes.

B
Bill m
1/22/2017
Very handy to work with. Very nice workers.

D
Darlenethrailkil
12/30/2016
I think consumer advocate is a great company.

Susan W
12/26/2016
By the way every thing was written about the loans.the time that it would take to pay it off .everything was so easy to understand.my credit score is not 600or above.I would like to get a loan and pay a couple of things off and the only thing that I would have to pay would be the loan,rent,power bill

T
Tim H
3/20/2016
Company claims to lend money to all credit types but rejects you when you fill out a application

Our Partner
  • A+ Rating with the BBB. Free service to help you find the right loan for your needs.
  • Loan amounts of  $250 - $35,000 for any credit type!
  • Pay it back in 3 mo - 6 years depending on lender terms.
  • Rates from  5.99% - 35.99% APR.
  • Loans for any purpose! Students, Cars, Vacations & more! 
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