Loans Under 36 Review

Rating: 8.8 / 10 (Excellent)
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How is Loans Under 36 rated?
Loan Basics
Service Features
Additional Fees
Customer Experience

LoansUnder36 is an online service that allows consumers to apply for a personal loan regardless of their credit history. The company offers a quick, secure, and hassle free personal loan application process which gives consumers quick access to loans of up to $5,000. By applying for a loan, consumers are instantly connected with a network of personal loan lenders for free.


Loan Matching Service

Loan Details

Unsecured Loans


Minimum Loan Amount


Maximum Loan Amount


Minimum Loan Period

61 days

Maximum Loan Period

72 months

Loan Rates

APR Rates: 5.99% to 35.99%

*Rates depends on the customer’s chosen provider

Direct Deposit



Online Application Time

A few seconds

Response Time

Just a few minutes


  • Must have a bank account – Checking Account preferred.
  • Must be 18 years old
  • Must be a U.S. citizen
  • Must have a regular source of income


*Additional requirements and documentation may be requested to applicants by the provider of their choice

How It Works

LoansUnder36 offers free loan matching services allowing individuals to apply for a personal loan quickly, securely, and hassle free. Consumers can apply online from the privacy of their own home and receive funds directly to their bank account once approved. Loan fees depend on selected lender but this is provided with full disclosure upon loan approval. Borrowers can start getting offers by simply submitting their basic information.

Bottom Line

LoansUnder36 is a good choice for customers who are looking for a way to get access to personal loans of up to $5,000. The online service ensures consumers a hassle free personal loan application process and allows consumers with less than ideal credit histories to apply for a personal loan.

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Detroit, Michigan
I do hair and i gross about 4 to5 Hundred a week.