LoanStart Personal Loans Review

Rating: 8.6 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. 
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LoanStart is a not a direct loan provider and therefore does not personally lend money. It makes personal loans available through peer-to-peer lending, personal installment loans, and bank personal loans. LoanStart is an entirely free service that provides an online portal for matching people to its network of lenders.

Category: Loan matching service

LoanStart offers three types of personal loans

  1. Peer-to-peer loans
  2. Personal installment loans
  3. Bank personal loans

Loan Details

Unsecured Personal Loans

Minimum Loan Amount


Maximum Loan Amount


Minimum Loan Period

24 months

Maximum Loan Period

60 months

Loan Rates


Direct Deposit


LoanStart Representative Sample

A consumer borrowing $4,000 at a 15% APR over a 24-month period would end up paying a total of $4,654.72.


LoanStart makes applying for a personal loan quicker and easier by providing you with an easy online application form. Information is then sent to lenders in its network to find you a match. The service is free and you could turn down any loan offers anytime. LoanStart also has its own customer support team for additional assistance.

Online Application Time

A few minutes

Response Time

Lenders response times may vary according to applicant’s credit worthiness. However, loan offers are generally received within a few minutes.


A U.S. Citizen or Legal Resident

At least 18 Years Old of Age

Has a Valid Social Security Number

Be employed or have some form of income

Have a Banking account in your Name

Information Used

Amount Requested

Credit Type

Loan Reason

LoanStart Summary

LoanStart is a great place to start for people searching for a quick personal loan. Unlike other personal loan sites, LoanStart gives people, even with poor credit, the opportunity to submit their application through its network of lenders. However, APR and other loan details may vary according to the lender you’re matched with so be sure to check this carefully.    






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Customer Comments & Reviews

Loading Reviews ...
Bruce C
Morgantown, Kentucky
Met all of the requirements when I filled out the application yet they denied me and sent me to some third party site! Pure Garbage!

Ingrid O
I haven't actually gotten a loan yet so I'm not really sure how this site is going to work out

Our Partner
8.6 / 10
  • Request $1,000 to $35,000 for Credit Card Consolidation, Home Renovation, Major Purchase, Medical Bills, and more.
  • Completely FREE and secure loan-finding service that DOESN’T impact your credit score.
  • Huge network of lenders and lending partners.
  • Find out in minutes, repay in 24 to 84 months.
  • APR range from 4.84%-35.99%, minimum credit score 580+.
  • Get money in as soon as one business day.