Loan Service USA Personal Loans Review

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Founded in 2017 and based in Kansas, Loan Service USA is an online marketplace that connects those looking for personal loans with a network of lenders. Loan Service USA offers loans that can be used for just about any personal expense, including paying off credit cards and medical bills, to financing home repairs.

How is Loan Service USA rated?


Overall Rating: 0 / 10 (N/A)

Loan Service USA is not a lender or lending partner, rather the online aggregator provides a cash advance and personal loan online referral portal. Loan Service USA provides a very wide range of loan amounts, especially if you are looking for a smaller amount than customers usually do with personal loans. The company also will consider all types of credit scores. On the downside, Loan Service USA has no online reputation and barely any customer reviews. Also, they do not disclose the third party affiliates your information will be shared with.

Loan Service USA Loan Specifics

Loan Specifics - 0 / 10

Loan Service USA can connect prospective borrowers to lenders that can provide anywhere from $100 to $40,000 for reasons such as debt consolidation, home purchase, home improvements, vacations, major purchases, etc. Customers can get approved and funded fast, within as little as 24 hours. However, it is not clear in the company's privacy policy the identity of, and how many, affiliates Loan Service USA will share your information with.

Loan Uses

Debt/Credit Card Consolidation
Buy Home
Major Purchase
Home Improvement
Medical Expenses
Start Business
Loan Minimum
Loan Maximum
Direct Deposit
Decision Time
2 minutes
Disbursement Time
Quick as 24 hours

Representative Loan Sample

A consumer borrowing $5,000 at a 6% APR over a 24-month period would end up paying a total of $5,318.47.

Loan Service USA Qualification

Qualification - 0 / 10

Loan Service USA offers a no-obligation loan request, meaning borrowers will have to agree to terms before they commit. In terms of qualification, the service says it will consider all types of credit scores. As Loan Service USA no doubt has a large network of affiliates, those with low scores may be able to find lenders willing to fund them. However, this will surely translate into a higher than usual APR.
Minimum FICO Score
All scores considered
Personal Income Considered
Verify Bank Account

Loan Service USA Cost of Loan

Cost of Loan - 0 / 10

It is impossible to accurately judge the cost of a personal loan provided though Loan Service USA, as this will entirely depend on the lender, affiliate, or marketplace you are connected with through the referral site. This is further complicated by the fact that the service also does not innumerate its partners.
APR Range
Not specified
Origination Fee
Depends on lender

Other Fees

Application Fee
Pre Payment Penalty
Administration Fee
Returned Check Fee
Check Processing Fee

Loan Service USA Reputation

Lender Reputation - 0 / 10

Being a relatively new service, Loan Service USA has no BBB or Trustpilot presence. They also do not have an entry with the CFPB. Prospective customers are encouraged to first ascertain the affiliate Loan Service USA proposes to connect them with, and do their own research as to the reputation said company has for customer service.
Type of Lender
Year Founded

Company Profile

Full Name
Loan Service USA Personal Loans
Company Website
6709 W. 119th Street #338, Overland Park, KS, 66209

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Top Rated
Our Partner
9.9 / 10
  • Loans for Debt Consolidation, Homes, Business, Cars, Vacations, Weddings, Medical Expenses & more
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