LendingTree Personal Loans Review

Rating: 9.8 / 10 (Excellent)
14 Customer Reviews - see all comments
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LendingTree is famous for the slogan, "when banks compete, you win!" Their fast and easy online service allows you to quickly compare as many as 5 free offers with no obligation.

You can borrow anywhere between $1,000 and $35,000 for a home, business, car, vacation, wedding, medical expense or just to help consolidate your debt. By allowing multiple banks to compete for your business, you can get rates much lower than a typical credit card. LendingTree is also a great resource for additional financial tools, and their online application is extremely easy to use. Overall a fantastic service for comparing lenders fast and easy with no obligation!


Loan matching service

Loan Details

Unsecured Personal Loans

Minimum Loan Amount


Maximum Loan Amount


Minimum Loan Period

3 months

Maximum Loan Period

180 Months

Loan Rates


Direct Deposit


LendingTree Representative Sample

An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan.


Online Application Time

A few minutes

Response Time

A few minutes


US Citizen or Permanent Resident

18 Years old with Verifiable Bank Account

Steady Source of Income

Information Used

Debt Income Ratio

Credit Score

Information Located in Application

LendingTree Summary

LendingTree makes it easy for personal loan borrowers get in touch with lenders with its online application feature. Its $35,000 maximum loan amount gives borrowers a considerable amount for restructuring their personal debts or other purposes. However, since LendingTree merely matches your application with lenders, borrowers should be responsible for negotiating the terms and conditions of their loans.  

Top Rated
Our Partner
9.8 / 10
  • Loans for Debt Consolidation, Homes, Business, Cars, Vacations, Weddings, Medical Expenses & more
  • Get $1,000 - $35,000 in as little as 24 hours!
  • Unsecured Personal Loans
  • Rates from 5.99% - 35.99% APR
  • Loan terms of 3 mo -15 years
  • Compare up to 5 free offers with no obligation. 
  • When banks compete, you win!

Latest LendingTree Reviews

Jessica R
Columbia, Maryland

Did nothing for me

Odalys G
Miami, Florida

Excellent company

Bates City, Missouri

The lendingtree company has been a great to me and i hope that will continue to help me in the future!

Katie S
Placentia, California

This company is full of crap! They showed both my fiancé and I approval by three separate companies for each of use at 28% apr(which is bad enough) but when all 6 were actually applied for they wouldn't approve any! Total waste of time!!!

Easton, Pennsylvania

It was very convenient when you're in a tight spot to have someone help you out. It's nice to be able to borrow from somewhere.

John l
Fort Worth, Texas

We will. See how it works out

Susan W
Memphis, Tennessee

I was approved for a personal loan with you and I can't get to where I can sign the loan approval papers that is all that you need me to do was sign.

Shelbyville, Kentucky

Very simple to use and helpful


Very soft in explaining all questions related to loan procedures


Lending tree always advertising about good they are and saying good credit bad credit no problem but evertime I did an application I was always always denied. Not to mention my credit isn't the highest but it is not low either. Lending Tree sucks!!!!

The Bronx, New York

Every time I apply for a loan they want tons of documents and very high APR and the fees are 25% of the loan amount... Go else where...

Mary L
Detroit, Michigan

They pulled my credit three times and approved me online to find out the source bank call one main financial had an entirely different level an that was higher and needed secured by an asset! Bait and switch and pulled credit 3x!

Greensboro, North Carolina

The offer rates are higher than the credit card rates!

Jaime S
Hudson, Florida

Don't bother with this one unless you have excellent credit, and make a LOT of money!