LendingTree Personal Loans Review

Rating: 9.8 / 10 (Excellent)
27 Customer Reviews - see all reviews
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How is LendingTree rated?
Loan Basics
Service Features
Additional Fees
Customer Experience

LendingTree is famous for the slogan, "when banks compete, you win!" Their fast and easy online service allows you to quickly compare as many as 5 free offers with no obligation. You can borrow anywhere between $1,000 and $35,000 for a home, business, car, vacation, wedding, medical expense or just to help consolidate your debt. By allowing multiple banks to compete for your business, you can get rates much lower than a typical credit card. LendingTree is also a great resource for additional financial tools, and their online application is extremely easy to use. Overall a fantastic service for comparing lenders fast and easy with no obligation!


Loan matching service

Loan Details

Unsecured Personal Loans

Minimum Loan Amount


Maximum Loan Amount


Minimum Loan Period

3 months

Maximum Loan Period

180 Months

Loan Rates


Direct Deposit


LendingTree Representative Sample

An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan.


Online Application Time

A few minutes

Response Time

A few minutes


US Citizen or Permanent Resident

18 Years old with Verifiable Bank Account

Steady Source of Income

Information Used

Debt Income Ratio

Credit Score

Information Located in Application

LendingTree Summary

LendingTree makes it easy for personal loan borrowers get in touch with lenders with its online application feature. Its $35,000 maximum loan amount gives borrowers a considerable amount for restructuring their personal debts or other purposes. However, since LendingTree merely matches your application with lenders, borrowers should be responsible for negotiating the terms and conditions of their loans.  

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Latest Reviews

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Patrice H
Hampton, Virginia
I am trying to show that I can pay my bills on time to established my credit score.

Justin C
Needed a small loan between internet signal an multiple no cc to get history my 614 wasn't good enough back to the local bank pull 5000 ya missing I double pay on loans didn't help my history I guess

Odalys G
Miami, Florida
Excellent company

Odalys G
Miami, Florida
Excellent company

Clint O
Corpus Christi, Texas
It's a good idea for this lender to trust

Katie F
Houston, Texas
My best friend died on Feb 25th. He was in stage 4 renal failure, I knew his mind was slipping and due to the meds the Drs put him on, at the end he would forget or get confused. Turns out we were 2 months behind on rent (I gave him my part) but he died before anything was payed. I have fought ovarian cancer and won, but now my Dr wants to do biopsys in my right breast. I managed to get a nice cheap apartment for me and my mom. Just need extra cash for a car so I can get to my Dr appts and my moms as well. I pray that they help me with a loan

Stonewall, Mississippi
The lendingtree company has been a great to me and i hope that will continue to help me in the future!

Lisa M
Lakeland, Florida
My name is Lisa lykins and I'm a mother of ten year old twins. I've been homeless for the past 3years. Please help me with a loan I plan to use it to get a car so I can get a job and so I have a home for my kids to come home from foster care.

Uvale S
Fort Worth, Texas
I never attempted to get a loan before.i had good credit at one time.but due to a lot of personal loan and I have heard a lot about lending tree and it's good name.and even on the wheel of fortune.not that you cared and please never attempted before .thanky you. Uvale S.Bess

Blooming Prairie, Minnesota
Really need this loan got some bills that it's coming need to get them paid

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