LendingTree Personal Loans Review

#1 in Personal Loans

LendingTree is famous for the slogan, "when banks compete, you win!" Their fast and easy online service allows you to quickly compare as many as 5 free offers with no obligation. You can borrow anywhere between $1,000 and $35,000 for a home, business, car, vacation, wedding, medical expense or just to help consolidate your debt. By allowing multiple banks to compete for your business, you can get rates much lower than a typical credit card. LendingTree is also a great resource for additional financial tools, and their online application is extremely easy to use. Overall a fantastic service for comparing lenders fast and easy with no obligation!


Loan matching service

Loan Details

Unsecured Personal Loans

Minimum Loan Amount


Maximum Loan Amount


Minimum Loan Period

3 months

Maximum Loan Period

180 Months

Loan Rates


Direct Deposit


LendingTree Representative Sample

An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan.


Online Application Time

A few minutes

Response Time

A few minutes


US Citizen or Permanent Resident

18 Years old with Verifiable Bank Account

Steady Source of Income

Information Used

Debt Income Ratio

Credit Score

Information Located in Application

LendingTree Summary

LendingTree makes it easy for personal loan borrowers get in touch with lenders with its online application feature. Its $35,000 maximum loan amount gives borrowers a considerable amount for restructuring their personal debts or other purposes. However, since LendingTree merely matches your application with lenders, borrowers should be responsible for negotiating the terms and conditions of their loans.  

Latest Reviews

Based on customer reviews
26 Reviews
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LendingTree Personal Loans
Venessa BkossLady
LendingTree Personal Loans review

Yonkers, New York
LendingTree Personal Loans review
Every time I apply for a loan they want tons of documents and very high APR and the fees are 25% of the loan amount... Go else where...

Mary Louise Leeds-Bird
Detroit, Michigan
LendingTree Personal Loans review
They pulled my credit three times and approved me online to find out the source bank call one main financial had an entirely different level an that was higher and needed secured by an asset! Bait and switch and pulled credit 3x!

Philadelphia, Pennsylvania
LendingTree Personal Loans review

Jaime S.
Port Richey, Florida
LendingTree Personal Loans review
Don't bother with this one unless you have excellent credit, and make a LOT of money!