LendingPoint Personal Loans Review
ConsumersAdvocate.org Rating: 7.8 / 10 (Very good)
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The following companies are our partners in Personal Loans: Even Financial, Payoff, Discover, LightStream, LendingTree, SoFi, Upstart, PersonalLoans, LendingPoint, Backed Inc., Lending Club, Avant, SignatureLoan, LoanStart, MoneyLion, Prosper, FreedomPlus, Loans Under 36, Laurel Road, Monevo, CashUSA, 36 Month Loans, ForwardLend, Upgrade, SuperMoney, CompareFirst, and Credible.
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How is LendingPoint rated?
Overall Rating: 7.8 / 10 (Very good)
LendingPoint Loan Specifics
Loan Specifics - 8 / 10
|Debt/Credit Card Consolidation|
2 to 4 years
|Pay Creditors Directly|
1 business day
Representative Loan Sample
Qualification - 8 / 10
|Minimum FICO Score|
|Personal Income Considered|
|Debt to Income Ratio|
|Verify Bank Account|
|Hard Credit Pull|
Alternative Factors to Credit Score Considered
LendingPoint Cost of Loan
Cost of Loan - 8 / 10
15.49 to 34.99%
0 to 6%
|Missed Payment Penalty|
Lender Reputation - 7 / 10
|Type of Lender|
Peer to Peer
|Number of BBB Positive Reviews|
|Number of BBB Negative Reviews|
|Trust Pilot Rating|
9.7 out of 10
|Consumer Financial Protection Board (CFPB) Complaints|
- Check your rate for free without impacting your credit score.
- Qualified customers receive offers in three simple steps.
- Simple and Secure – quick online application.
- Loan Calculator
- Loan Terms of 48 months
- APR: 15.49 to 35.99%
- Loans ranging from $3,500-$20,000
- Online Account Management
- Live Chat Assistance
- No Pre-Payment Penalty