Lending Club Personal Loans Review
6 Customer Comments & Reviews - see all comments
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Lending Club is a peer-to-peer lending service that provides an alternative solution to traditional bank loans. With Lending Club, lenders are matched with investors who provide capital for personal loans, business loans, and elective medical procedures. Lending Club offers fixed monthly payments and even allows prepayment options to reduce costs of your personal loan.
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6 Customer Comments & Reviews
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I got scammed out of money I really didn't have be careful there is a Matthew Ray who takes you for everything
Rates are high, search for other companies
Like what I read and I know I know I'm making the right choice. Good to know there's company loans still like this still out there.
I just applied for a loan last week what i was told and thought was this company only to find out afterwards i got a email saying i was denied and the man saying he worked for this company named himself as justin green did not work for this company he scammed me and received almost 500 dollars of mine all that i had. Really broke me down very upset! Just know most of the time these online loans all turn out as scams.
I received a pre-qualified letter from the lending club. I have a good credit score 685 and have never been late with any of my payments. However, I do have a-lot of credit cards and debt that I want to consolidate, which is the purpose of the program right? After I applied I was denied because I have too many accounts with high amounts. Those are the debts I wanted to consolidate. So in actuality this program is not geared to assist with debt consolidation because if you have debt they won't approve you to consolidate. What sense does that make?
The process was fast and easy. I received an offer in the mail for sometimes now but i wasn't interested in applying. Sometime last down the line, I decided to combine some credit card bills and i went on-line and put in my information. My application was in process it also told me the next steps to do for me it was confirming my email address. I also downloaded the app to my phone. I received with-in 2 days a request to upload (2) W-2 and current income tax. I also received a call stating the same thing and the call from the representative took less then 10 minutes. Once i did that i was approved and had the amount i requested with-in one week.
- Consolidate debt, reduce interest rates by 25%, and save thousands!
- Borrow up to $40,000
- Pay it back over 3-5 years
- Rates from 5.99% to 35.89% APR (best APR requires excellent credit)
- No prepayment penalties
- A personal loan can boost your credit score up to 19 points
- Lending Club has issued over $25 billion in loans