FreedomPlus Personal Loans Review
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FreedomPlus is an online lending company and subsidiary of Freedom Financial Network that offers loans to prime or near prime consumers for purposes of debt consolidation, home improvement, and other major purchases and expenses. With over $500M in loans originated to date, FreedomPlus has been recognized for its impact on the online personal loans marketplace and innovative business model
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Customer Comments & Reviews
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was initially approved but was told that the underwriters declined my request, then i was told they are more strict than the companies ive worked with and have paid off in the past even with a 705 score (i.e. lending club, upgrade, prosper) the customer service sucks, its bad when you are approved but it really sucks when the (UNDERWRITERS) change their minds midstream!!!!,
I applied for a loan and was approved and Just needed to send my paperwork in. After I sent it in and haven’t heard from no one. I called my representative that I was working with Shardey because I could never get her anymore. No response to voicemails or emails. I finally got through to another person after about 2 weeks later and was told oh you were denied and she will give u a call to explain. I still haven’t heard back. I’m just constantly checking now to make sure there doesn’t end up being any fraud on my credit. Smh
I had a terrible experience with Freedom Plus! They have no right of rescission once the loan docs have been sent. I tried to cancel only hours after returning the docs because I found a MUCH cheaper loan. They said they would "try" to cancel it. I was surprised weeks later when it wasn't canceled and the funds were sent anyways. I was given unreasonable dates to return the funds in order to wave the origination fees which I found to be very high. I was charged for money I didn't want, didn't use, and I wouldn't recommend this company. Watch out!
They hide many things like its a daily simple interest and once you sign that contract there is no turning back. I wanted to cancel my contract one day later and I was told i could not. Do your research before you do business with this company
- Borrow $10,000 to $35,000
- A+ rated with the BBB
- Rates as low as 4.99-29.99% APR
- Loans customized to your needs
- Discount for co-applicants
- Discount for direct pay to creditors
- Discount for having retirement assets above $40K
- No collateral required
- No prepayment fees ever
- No application fee
- Talk to live U.S.-based loan consultants