Laurel Road Personal Loans Review
ConsumersAdvocate.org Rating: 8.6 / 10 (Excellent)
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How is Laurel Road rated?
Overall Rating: 8.6 / 10 (Excellent)
Laurel Road Loan Specifics
Loan Specifics - 9 / 10
|Debt/Credit Card Consolidation|
$35,000; $45,000 for debt consolidation, major purchase, and home improvement
3, 4, or 5 years
|Pay Creditors Directly|
Approximately 24 hours
Representative Loan Sample
Laurel Road Qualification
Qualification - 8 / 10
|Minimum FICO Score|
|Personal Income Considered|
|Debt to Income Ratio|
|Verify Bank Account|
|Hard Credit Pull|
Laurel Road Cost of Loan
Cost of Loan - 8 / 10
5.75 to 11.99%
Zero origination fees
|Missed Payment Penalty|
5% of the late payment or $28, whichever is less
|Pre Payment Penalty|
|Returned Check Fee|
|Check Processing Fee|
Laurel Road Reputation
Lender Reputation - 9 / 10
|Type of Lender|
|Trust Pilot Rating|
9.5 out of 10
|Consumer Financial Protection Board (CFPB) Complaints|
- Up to $45,000 in personal loans
- Loan terms from 3 to 5 years
- No origination fees
- Personal loans for debt consolidation
- Earn $300 by sharing Laurel Road with a friend or a family member
- FDIC-insured bank