CashUSA Personal Loans Review

Rating: 8.8 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. Learn more.

CashUSA is a free online service that connects consumers to personal loan lenders nationwide. It is not a direct lender, agent, representative or broker of any lender. CashUSA helps consumers get access to personal loans by connecting them with its network of personal loan lenders. With CashUSA, consumers can get access to personal loans of up to $10,000 and get funding as quickly as the next business day.

How It Works – Personal Loans in 3 easy steps

Complete the online form  

The online form can be accomplished in minutes. Information submitted is kept secure with industry standard encryption and security measures.

Review the Offer Presented

Information contained in the online form is submitted to CashUSA’s network of lenders. Borrowers approved for a loan are then presented with the exact fees and interest rate for review. This is a free service and borrowers are not obligated to accept the terms presented by the lender.

Receive Funds in your Account

Borrowers are required to have a personal checking account when requesting a loan. Funds are deposited in the checking account in as little as one business day.


Loan connecting service

Loan Details

Unsecured Personal Loans

Minimum Loan Amount


Maximum Loan Amount


Loan Period

90 to 60 months

Loan Rates

Varies, with some lenders offering rates of 5.99% to 35.99%

*** Rates, loan terms and other loan details are subject to borrower’s qualifications, State and personal loan lender.

Request Form

Online request form

A few minutes

Response Time

A few minutes


US citizen or permanent resident

Income requirements

Steady income of at least $1,000 after taxes

Personal checking account

Information Used

Debt to income ratio

Credit score

Information contained in request form

Representative Example

Example 1: If you borrow $5000 over a term of 3 years with a representative APR of 18.9%, it will cost you $179.35 per month, with a total amount payable of $6456.68.

Example 2: If you borrow $8000 over a term of 1 year with a representative APR of 24.9%, you will be responsible for 12 monthly payments of $750.46, and a total amount payable of $9005.48

Example 3: If you borrow $1500 over a term of 2 years with a representative APR of 7.9%, you will have 24 monthly payments of $67.59, for a total amount payable of $1622.08

Personal Loans at CashUSA

CashUSA is a good place to start your search for a personal loan. Quick, safe and simple is what best describes CashUSA’s personal loan experience. Borrowers are given easy access to personal loans of up to $10,0000 and loan terms of 60 months. BY working with different lenders, CashUSA also gives borrowers the option of qualifying for a loan even with less than ideal credit. 

Our Partner
8.8 / 10
  • Request a personal loan in 3 easy steps
  • Up to $10,000 in personal loans
  • Loan terms of up to 60 months
  • All credit types accepted
  • Complete your request form in minutes
  • Connect with leading personal loan providers nationwide
  • Quick, safe and simple loan process