CashUSA Personal Loans Review

Rating: 6.2 / 10 (Very good)
Disclosure: We receive advertising revenue from this partner. 
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Based in Las Vegas, CashUSA is a free online service that connects consumers to personal loan lenders nationwide. It is not a direct lender, agent, representative or broker of any lender. CashUSA helps consumers get access to personal loans by connecting them with its network of personal loan lenders.

How is CashUSA rated?


Loan Specifics
Cost of Loan
Lender Reputation

Overall Rating: 6.2 / 10 (Very good)

CashUSA provides a quick and simple online interface that connects customers with an affiliate network of lenders. Borrowers are given easy access to personal loans of up to $10,0000 and loan terms of 60 months. By working with different lenders, CashUSA also gives borrowers the option of qualifying for a loan even with less than ideal credit.

Consumers should be aware, however, that it is unclear as to which lenders CashUSA is affiliated, and you must provide your social security number to get a quote.

CashUSA Loan Specifics

Loan Specifics - 6 / 10

CashUSA offers a lower loan amount than most of the other services we evaluate. The company offers a low end of $500 up to $10,000 over a maximum term of 5 years. What's more, the company does not seem interested in the intended purpose of the loan.

Loan Uses

Debt/Credit Card Consolidation
Buy Home
Major Purchase
Home Improvement
Medical Expenses
Start Business
Loan Minimum
Loan Maximum
Term Length
Max 5 years
Direct Deposit
Pay Creditors Directly
Disbursement Time
Little as 1 business day
Credit Insurance
Unemployment Protection

Representative Loan Sample

If you borrow $5000 over a term of 3 years with a representative APR of 18.9%, it will cost you $179.35 per month, with a total amount payable of $6456.68.

CashUSA Qualification

Qualification - 7 / 10

CashUSA has less restrictive standards than most other personal loan providers. Although the company will look at a person's credit report and FICO score, they also equally weigh job history and the presence of regular paychecks to determine creditworthiness. Prospective borrowers must be 18 years or older, US citizens, earn $1,000 monthly after taxes, have a checking account, and be able to provide work and home phone numbers.
Minimum FICO Score
No minimum
Personal Income Considered
Debt to Income Ratio
Not specified
Verify Bank Account
U.S. Citizen
Hard Credit Pull

Alternative Factors to Credit Score Considered

Job history and regular paychecks

CashUSA Cost of Loan

Cost of Loan - 6 / 10

CashUSA offers the standard APR range of 5.99% to 35.99% for personal loan marketplaces. All other fees and penalties will entirely depend on the lender you ultimately choose.
APR Range
5.99% to 35.99%
Origination Fee
Depends on lender
Missed Payment Penalty
Depends on lender

Other Fees

Application Fee
Pre Payment Penalty
Administration Fee
Returned Check Fee
Check Processing Fee

CashUSA Reputation

Lender Reputation - 6 / 10

CashUSA has no presence on BBB or Trustpilot, and not much specific information can be discerned about the company. We were also not able to verify their office address.
Type of Lender
Year Founded
Not specified

Company Profile

Full Name
CashUSA Personal Loans
Company Website
3315 E Russel Rd Ste A-4, Las Vegas, NV, 89120

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Our Partner
6.2 / 10
  • Request a personal loan in 3 easy steps
  • Up to $10,000 in personal loans
  • Loan terms of up to 60 months
  • All credit types accepted
  • Complete your request form in minutes
  • Connect with leading personal loan providers nationwide
  • Quick, safe and simple loan process