Avant Personal Loans Review

Rating: 6.4 / 10 (Very good)
4 Customer Reviews - see all reviews
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How is Avant rated?
Loan Basics
Service Features
Additional Fees
Customer Experience

Avant is an online lending platform which issues unsecured loans through Avant and made by WebBank.  Loans range anywhere from $1,000 to $35,000. However, available amounts for personal loans vary from state to state. APRs start at 9.95% to 36.00% and generally are determined by the borrower’s credit rating.


Direct loan service

Loan Details

Unsecured Personal Loans

✔ All unsecured installment loans issued through Avant are made by WebBank, member FDIC.

Minimum Loan Amount


Maximum Loan Amount


Minimum Loan Period

2 Years

Maximum Loan Period

5 Years

Loan Rates

9.95% to 36%

Direct Deposit

As soon as the next business day

Avant Representative Sample

A $6,500 loan with an administration fee of 3.75% and an amount financed of $6,256.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $265.40.


Avant only accepts online applications, and like most online applications, the information is submitted to obtain a quote. Those who qualify for a loan are given several borrowing options. After deciding an amount, you are asked to e-sign the contract to complete the loan process.

Online Application Time

A few minutes

Response Time

A few minutes


Must be 18 Years Old and Older

 Bank Account that Accepts ACH Transfers

Driver’s License or Government Issued Identification

Information Used

Debt Income Ratio

Credit Score

Current Income

Employment History

Avant Personal Loans Summary

Avant may not have the best rates reviewed, but it does come with other goodies such as excellent customer service and credit bureau reporting. Consolidating your debt with a personal loan to improve your credit score is possible with Avant. While other lending platforms may offer lower interest rates, you generally are only eligible if you have a good credit rating. Avant, on the other hand, can be of use to borrowers with fair to average credit ratings.



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Latest Reviews

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Georgette S
Intrest rate too high even with a history of on time payment and paid off loan. Not sure why but would not recommend for furture use

Arian J
Canceled payment modification agreement and then reported me as not having made payments for 120+ days even though I had made the payments. Spoke today to Daniel Chang who is their director of compliance. He is super rude, disrespectful, and condescending. With leadership like him no wonder Avant's customer service team sucks. Will be pursuing legal action against Avant.

Lola K
Montgomery Village, Maryland
Do not apply for lans with AVANT! My score is 651 due to loss of employment in 2011 and a couple of judgements by credit cards. All my payments are 98% on time. I support 4 dependents and asked for pitiful $30,000 that I am short on buying a condo for cash for my family. These mean lenders maid an inquiry, lowered my credti score and BLATANTLY REFUSED me in the loan.

Rodney J
Santa Cruz, California
Avant is The Best Thing That Happened to Me !! The Loan Process was Fast and Easy with No Hassle !!! The Money was in My Account by Noon The Next Day !! The Experience was Like Christmas Coming Early !!!!!!!!!

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