3 Year Loans Personal Loans Review


Rating: 9.1 / 10 (Excellent)
23 Customer Comments & Reviews - see all comments
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3 Year Loans is a loan matching service that connects people with multiple personal loan providers. It collects a user's personal information (annual income, credit rating, loan amount) and matches them with hundreds of lenders to give them the best available rates for their personal loan.

**3 Year Loans is out of business. Our editors were notified on January 9, 2017 that they had filed for bankruptcy. If you are seeking a loan comparison site, we recommend LendingTree.

Category

Loan matching service

THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not make credit decisions, and does not charge any fees. This Website does not constitute an offer or solicitation to lend.  This Website provides a service wherein we submit the information you provide to one or more lenders and attempt to match you with a lender. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. Providing your information on this Website does not guarantee that you will be matched with a lender or approved for a loan. The lender may perform a credit check or otherwise verify the information you provide. Not all lenders can provide you with the loan amount you requested. All financial terms of the loan will be presented to you by the lender. Cash transfer times may vary between lenders and may depend on your individual financial institution.

Borrow Responsibly – A short-term loan should be used for short-term financial needs only, not as a long-term financial solution.  You should seek credit counseling if you have financial difficulties.

Loan Details

Unsecured Personal Loans

Minimum Loan Amount

$1,000

Maximum Loan Amount

$10,000

Minimum Loan Period

6 Months

Maximum Loan Period

5 Years

Loan Rates

4.99%-29.95% APR
*3 Year Loans is a loan matching service, rates may vary according to matching lender.

Direct Deposit

Checking

Savings

Loan Release

One Day Release

* The actual loan amount, term, and APR amount of loan that a customer qualifies for may vary based on credit determination and state law. Minimum loan amounts vary by state.

3 Year Loans Representative Sample

Loan Amount: $8,000, Annual Percentage Rate: 29.95%, Number of Payments: 48, Monthly Payment: $287.82

Application

Online Application Time

5 minutes

Response Time

90 seconds

Basic Qualification

Fair or Better Credit

Income of $2,000 Monthly

US Resident

Current Employment 3+ Months

Current Residence 3+ Months

Personal Information Required

Credit Rating

Social Security Number

Purpose of Loan

Income Type

Length of Residency

Length of Employment

Annual Income

3 Year Loans Summary

3 Year Loans provides an online portal where personal loan seekers can quickly connect with hundreds of lenders nationwide. Being a personal loan matching service, it is able to find the best rates possible. This is especially useful for people with less than ideal credit ratings. The company has a $10,000 maximum, and also offers smaller amounts, say for those looking to rebuild their credit. However, as the company is not the one doing the lending, you should be extra wary with the terms and policies of your personal loans when they connect you to the lender.  

 


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23 Customer Comments & Reviews

Loading Reviews ...
S
Sherry P
Coldwater, Mississippi
8/8/2017
I aint got loan yet


Ben B
Dalhart, Texas
3/21/2017
I like it it is very good


B
Brand1504.bp@gmail.com
Norcross, Georgia
2/12/2017
I like how u work with people and give them room to pay back


J
julio
Dodge City, Kansas
2/10/2017
I likr theFast service they provide. And they give you more time to pay it bank


W
William J
Mansfield, Ohio
2/8/2017
This was great. I've been trying to find a loan company that would do a 1-3 year .


W
william
, Michigan
2/6/2017
they are very helpful it only took 5 min to get my loan


J
Jason
Miami, Florida
2/1/2017
I rate this a ten. The people were very helpful in a time of need.


E
efc0902@gmail.com
New Orleans, Louisiana
2/1/2017
I heard that it's a good company to borrow money from. So since I heard so much about it I thought I should borrow money. Thank you !!!!


P
Paul m
Salt Lake City, Utah
12/23/2016
I have found it to the best


D
DONALD S
Riverdale Park, Maryland
12/12/2016
THIS IS A SCAM SITE



Top Rated
Our Partner
9.8 / 10

  • Unsecured Personal Loans from $1,000 to $100,000
  • Loans for Debt Consolidation, Large Purchase, Home Improvement, Medical Expenses, and more.
  • Even Compares Top Loan Providers and Matches You Instantly
  • Rates Starting at 4.99% APR 
  • Loan Terms From 24-84 Months
  • Funds Available as Soon as Next Business Day
  • Loan Search Is Free and Will NOT Affect Credit Score