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1stpremierlending.com Bad Credit Loans Review

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1spremierlending.com is an online marketplace that connects borrowers with lending institutions that fund personal loans. The site compares multiple loan offers to recommend you the best loan for your needs. Loan amounts, terms, qualifications and interest rates vary by lender and are determined by your financial circumstances, including your income and credit history. 1spremierlending.comis a brand name owned by Net Media1, LLC, a company located in Clayton, Delaware.
 
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How is 1stpremierlending.com rated?

Breakdown

Overall Rating: 0 / 5 (N/A)

1stpremierlending.com is a marketplace for borrowers who are looking for a personal loan to help them meet their expenses. The site is designed to generate leads for 1stpremierlending partner lenders. Neither the brand nor its parent company are lenders. 1stpremierlending.com earns money by referring borrowers to lenders

As marketplaces go, it's not the easiest to use and lacks the kind of transparency we expect from websites related to financial products and services. Short on the specifics that might help borrowers understand who they're dealing with and what they're getting into, the site nonetheless expects customers to complete a very lengthy questionnaire that requests a great deal of personal and financial information—much more than other marketplaces that do the same thing. In addition, once you begin the shopping process, the website will not allow you to return to its homepage.

Overall, 1stpremierlending.com did not inspire our confidence or even our comfort.

1stpremierlending.com Loan Specifics

Loan Specifics - 0 / 5

1stpremierlending.com is a marketplace that drives business to lenders that offer personal loans. Therefore, it doesn't provide specifics, because loan amounts, terms, and credit qualifications vary by lender. Still, many similar marketplaces provide more details, particularly educational information. They return prequalified offers without requiring users to enter a lot of personal information. In addition, istpremierlending.com doesn't explain whether users will be able to review multiple offers once they complete the form or whether they will get a single recommendation. So it may not allow borrowers to shop around as many marketplaces do.

Loan Uses

Debt/Credit Card Consolidation
Buy Home
Major Purchase
Home Improvement
Medical Expenses
Wedding
Moving/Relocation
Vacation
Start Business
Education
Taxes
Loan Minimum
100
Loan Maximum
20,000
Term Length
varies by lender
Decision Time
Not stated
Disbursement Time
Usually within one day of approval.

1stpremierlending.com Qualification

Qualifications & Flexibility - 0 / 5

istpremierlending works with multiple lender partners. These lenders set their own credit qualifications. While you may be approved for a loan if you have bad credit, you can expect to pay very high interest rates—as high as 35.99%
Verify Bank Account
Yes
Hard Credit Pull
It's unclear when you use 1stpremierlending's platform whether the company pulls a hard credit report. This is one the most features of the site. To see prequalified offers, 1stpremierlending requires users to provide a great deal of information, including a social security number. You're also required to verify your bank account by providing your bank account number and routing number. All of this suggests that the company does pull a hard credit report and many borrowers who are still in the "shopping around" stage of the loan process will be deterred from using the platform. Multiple hard pulls on your credit can drag your credit score down.

1stpremierlending.com Cost of Loan

Costs, Interest Rates, Discounts & Fees - 0 / 5

Application fees, interest rates, and discounts will vary by lender. 1stpremierlending does not discuss these details, nor provide general educational information on those topics.

1stpremierlending.com Reputation

Customer Service and Reputation - 0 / 5

Type of Institution
Marketplace
Date Collected
2023-08-01
Homepage URL
https://1stpremierlending.com

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Top Rated
Our Partner
  • Get personalized pre-qualified rates from multiple lenders.
  • 2 Minute Process
  • Loans from $600 - $200,000 
  • Rates from  7.49% - 35.99% APR
  • Loan terms of 1 - 7 years.
  • Rated A+ by the BBB
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