Amerisave Mortgage Refinance Review

Rating: 8.6 / 10 (Excellent)
5 Customer Reviews - see all reviews
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Amerisave Mortgage is a leading mortgage service based in Atlanta, GA. The company offers a variety of mortgage products that include fixed rate mortgages, non-conforming, interest only loans and VA or FHA loans. Amerisave also provides home refinancing to homeowners who would like to restructure their current mortgage.


Types of Home Refinancing Mortgages

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • FHA, VA and HARP programs


Other home loan options

  • Home equity


Qualifying for Mortgage Refinance

Credit Score

  • 620 conforming
  • 580 VA or FHA loan

Debt to income ratio

  • Depends on loan type


Refinance Mortgage Rates

Mortgage type



30 Year FRM



20 Year FRM



15 Year FRM



10 Year Fixed, ARM



30 Year Fixed, FHA



Rates are based for a $300,000 home in Washington. Requested loan amount $200,000 with a 620 credit score.


Why Mortgage Refinance at Amerisave Mortgage

Amerisave Mortgage offers homeowners searching for mortgage refinancing a variety of mortgage options and cash out refinancing options. Qualifying for a conforming home mortgage is possible with a 620 or fair credit score but for those with less than ideal credit scores could qualify for a FHA, VA or HARP loan. With billions in mortgages funded, Amerisave is a direct mortgage lender you can bank on.  


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Latest Reviews

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Thomas H
Horse Shoe, North Carolina
We tried to refi with this company and they quoted us a credit score of 600 when we were at 620 we called them back and they quoted us the wrong credit score saying out wasn't their fault. These people are scam artist i wrong use them ever. Disgraceful

Ann G
South Bend, Indiana
Extremely aggressive in luring me in. I had to pay nearly $500 for an appraisal. It took them weeks to find one and, when they did, he was from an expensive, unincorporated suburb in another city. His appraisal was full of factual errors, but I had to pay anyway and then got declined because of his inaccurate appraisal. I have a suspicion AmeriSave got a pretty handsome markup on his appraisal. They don't mind spending time pursuing your business because they're going to make money off of you even if they turn you down. My recommendation: Work with a local mortgage lender. Stay away from the big corporations.

Elkton, Maryland
Terrible experience. They asked for documentation little by little. Asked my employer for the same form 3 times. They want an answer immediately, otherwise you are the one holding up the process. They really are unorganized and unprofessional. Just pick another company and save yourself and your employers a great deal of aggravation.

Dave V
O'Fallon, Missouri
They overpromise and underdeliver. Be careful of choosing them as your lender. Had the most horrible mortgage experience on my closing.

They d
Phoenix, Arizona
We knew our loan request would need explanations but they don't listen and don't read the explanations you send. They ask for documents one or two at a time. They weren't awful but if they had listened they could have wasted far less of our time.

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