Compare Loan Depot vs. SoFi Mortgage Mortgage Rates

What’s the difference between Loan Depot Mortgage and SoFi Mortgage Mortgage? See how our editors compare the two companies below.
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Loan Depot Mortgage
9.5 / 10 - Exellent
#4 in Mortgage Rates
Our Partner
SoFi Mortgage Mortgage
9.6 / 10 - Exellent
#2 in Mortgage Rates
Our Partner
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Key Facts
  • Quick, Easy Online Quotes
  • Online Mortgage Calculator
  • “No Steering” Policy for Mortgage Financing
  • Licensed Mortgage Banker Available Through Phone Assistance
  • A+ BBB Accredited
  • Equal Housing Lender
  • loan Depot Lifetime Guarantee
  • As little as 10% down payment on Jumbo Mortgages up to $3M with no PMI
  • Dream big, get prequalified in minutes
  • Refinance also available
  • Checking does not affect your credit score
  • Not available in all states
ConsumersAdvocate.org Ratings
9.5 / 10 - Exellent
10/10
Types of Mortgage
10/10
Mortgage Rates
10/10
Qualification
9/10
Mortgage-related fees
9/10
Reviews
9.6 / 10 - Exellent
9/10
Types of Mortgage
10/10
Mortgage Rates
9/10
Qualification
10/10
Mortgage-related fees
10/10
Reviews
Final Verdict

SoFi Mortgage Mortgage and Loan Depot Mortgage are very close in quality and have the same overall rating. That said, SoFi Mortgage scores better than Loan Depot across: Mortgage Rates, Mortgage-related fees, and Reviews. Whereas, Loan Depot scores better on Types of Mortgage, and Qualification.