Compare Loan Depot vs. SoFi Mortgage Rates

What’s the difference between loanDepot Mortgage and SoFi Mortgage? See how our editors compare the two companies below.
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loanDepot Mortgage
8.5 / 10 - Excellent
#4 in Mortgage Rates
Our Partner
SoFi Mortgage
8.7 / 10 - Excellent
#2 in Mortgage Rates
Our Partner
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Key Facts
  • Quick, Easy Online Quotes
  • Online Mortgage Calculator
  • “No Steering” Policy for Mortgage Financing
  • Licensed Mortgage Banker Available Through Phone Assistance
  • A+ BBB Accredited
  • Equal Housing Lender
  • loanDepot Lifetime Guarantee
  • As little as 10% down payment on Jumbo Mortgages up to $3M with no PMI
  • Dream big, get prequalified in minutes
  • Refinance also available
  • Checking does not affect your credit score
  • Not available in all states
ConsumersAdvocate.org Ratings
8.5 / 10 - Excellent
10/10
Types of Mortgage
10/10
Mortgage Rates
10/10
Qualification
9/10
Mortgage-related fees
9/10
Reviews and Support Services
0/10
Financial Reputation
8.7 / 10 - Excellent
9/10
Types of Mortgage
10/10
Mortgage Rates
9/10
Qualification
10/10
Mortgage-related fees
10/10
Reviews and Support Services
0/10
Financial Reputation
Customer Reviews
 (3)
1.4 / 10 - Terrible
0%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
100%
1 stars
 (1)
1.0 / 10 - Terrible
0%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
100%
1 stars
Final Verdict

SoFi Mortgage and loanDepot Mortgage are very close in quality and have the same overall rating. That said, SoFi scores better than Loan Depot across: Mortgage Rates, Mortgage-related fees, and Reviews and Support Services. Whereas, Loan Depot scores better on Types of Mortgage, Qualification, and Financial Reputation.