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2 Customer Reviews - see all comments
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Founded in 2015, Ladder is a California-based insurtech company that allows customers to quickly and easily shop and apply for term life insurance. The company sets itself apart from competitors by waiving policy fees allowing policyholders to adjust coverage anytime and providing a streamlined application process, all online. Ladder distributes products issued by multiple highly-rated insurers.
- 100% online process from start to finish for coverage up to $3M.
- Instant coverage available for ages 20 to 60 if approved
- Policies available with 10- to 30-year terms
- Save money on premiums over time with Ladder’s flexible coverage feature
- No policy fees, 30-day money-back guarantee, cancel anytime
- Licensed and experienced customer service reps available to answer questions
Latest Ladder Reviews
Did what I just read say that you only cover until age 60?
Ladder makes it difficult to cancel life insurance. We decided to go a different direction with life insurance due to Ladder does not offer permanent life insurance policy. All policies offered are temporary and we obtained a permanent policy that builds cash value. During the process the new insurance company is required to notify Ladder of the policy replacement. Ladder's response as follows: Thanks for considering Ladder for your life insurance needs. Recently, we received notice that you're looking to replace your coverage with Ladder. Is there something that you wish was different about your experience with Ladder? Are you just looking for a lower price? If price is an issue, I... Read More