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Everyday Life Insurance Review


ConsumersAdvocate.org Rating: 4.6 / 5 (Excellent)
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Founded in 2018, Everyday Life is an insurance platform that matches customers with term and whole life policies that meet their protection needs, financial goals, and budgets. The company does the comparison shopping for you and recommends policies based on your answers to a simple, anonymous questionnaire. Everyday Life partners exclusively with insurance carriers that are top-rated for financial stability. The company is headquartered in Bryan, Texas.
 
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How is Everyday Life rated?

Breakdown

4.7/5
Company Stability
4.6/5
Reputation
4.6/5
Policies & Coverage

Overall Rating: 4.6 / 5 (Excellent)

Everyday Life bills itself as the life insurance platform for everyday people. And consumers have responded well to Everyday's concept. The company holds a 4.4 out of 5-star rating on Google and an A+ rating from the Better Business Bureau.

Everyday Life Insurance offers both term life and whole life insurance options. The company does not directly insure customers, but rather partners with multiple insurance carriers to bring you policy options that suit your needs. These partners include SBLI, Trustage and William Penn Life Insurance Company.

Overall, Everyday Life's website and sales process make it easy to find a buy a policy customized to your needs and budget.

Financial Strength

Company Stability - 4.7 / 5

Everyday Life was founded by insurance and technology experts who are supported by the experience and capital of its network of partners. All of the insurance companies it works with are A-rated and have been in business for over 100 years. Everyday Life is backed by respected firms like Techstars, Plug and Play, Village Capital, and Global Insurance Accelerator.

Reputation & Customer Experience

Customer Ratings

Trust Pilot Rating
4.4 out of 5
BBB Rating
A+
Date Collected
2023-05-02

Reputation - 4.6 / 5

Everyday Life has been building its reputation since the business started two years ago. The company has an excellent rating of 4.4 stars from Trustpilot. Comments in the company’s profile are all positive and elaborate on Everyday Life’s user-friendly platform and cost-effective services.

Everyday Life Policies

Everyday Life offers customers the following life insurance policies: Term, Whole Life, Accidental Death.

Term Life Insurance

Available Terms
10 year
15 year
20 year
25 year
30 year
35 year
40 year

Key Term Policy Features

  • Term-Permanent Conversions
  • Guaranteed Level Premiums
  • Guaranteed Renewability
  • Accelerated Death Benefit

Policies & Coverage - 4.6 / 5

Everyday Life offers customers aged 18 to 65 term life insurance policies ranging from 10 to 40 years. The company also offers two types of whole life insurance: RAPIDecision® Simplified Issue Final Expense and RAPIDecision® Guaranteed Issue Graded Benefit Whole Life. The latter is a level-premium policy available to customers aged 50 through 85. Coverage limits for the guaranteed issue policy are rather low, however: just $5,000 to $35,000.

Everyday Life makes it convenient and cost-effective to obtain personalized advice and customized life insurance coverage. To get customized policy recommendations, customers take a brief online survey. The survey is anonymous and asks basic questions about your family, finances, and personal goals. Once they receive a recommendation, customers can purchase a tailored plan through an Everyday Life partner insurance carrier.

Flexibility and Available Riders

Flexibility & Available Riders - 4.5 / 5

Everyday Life’s process is designed to be quick and easy. The company's technology makes it quick and easy to get advice based on financial planning best practices. Instead of offering tons of options that can be hard to understand and decide, Everyday Life's website uses the information customers provide to design the optimal insurance policy, so all you have to do is apply and buy. You do have an opportunity to customize your policy if you have something specific in mind. Financial experts are available to answer questions and help with specific available riders if desired. Available riders will depend entirely on whichever carrier Everyday Life ultimately seeks to pair you with.

Additional Company Information

Homepage URL
https://everydaylifeinsurance.com/
Year Founded
2018

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Our Partner
  • Plans for every budget - cash value available
  • Easy online application - no medical exams
  • 4.8 Google rating and A+ Better Business Bureau rating
  • Quickly pre-qualify for lifelong coverage with personalized recommendation out of many insurers and products
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